Page 2 - Wesco Benefit Guide Effective 9-1-2021

Our employees are our

most valuable asset.

Wesco Refractories, Inc. is committed to a comprehensive benefit program that helps our employees stay
healthy and feel secure while maintaining a quality work/life balance.

MEDICAL We offer two comprehensive medical plans through United Healthcare (UHC). Our medical plans
offer a variety of Doctor Copays, Deductibles, and Out of Pocket Maximums. Medical plans come with $0
Cost Virtual Visits, UHC has Employee Assistance Program (EAP) program and a number of Wellness programs
for healthier lifestyles. BOTH Medical plans have $0 Copay for Primary Care Physicians PCP’s.

DENTAL We offer comprehensive coverage through Humana. Our Dental plan has $1,500 annual maximum
benefits, plus 30% coverage after the $1,500. Our plan reimburses non-network dentists at the highest usual
and customary level as well. Preventative services are covered 100% with no deductible.

VISION We offer comprehensive vision coverage through Humana. Our plan offers Exams, Frames, low cost
copays for covered lens options. $130 allowance for Frames or Contacts in lieu of glasses.

Please retain a copy of this benefit guide for a brief review of your employee benefits, helpful information,
costs, and necessary contact information. Our benefit guide will not serve as an ID card or verification of your
benefits at a provider’s office, but it can provide assistance if needed.

For more information and to review the Glossary of Health Coverage and Medical Terms, you can log into our
Wesco Refractories, Inc. Benefit Website 24/7 with your personal ID and your password listed on page 22.
For additional contact numbers and information please refer to page 23.

www.ifcbenefitsolutions.com

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