Page 3 - Letterpress 2020 Benefit Guide_Revised 9-25-2020
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Important Information






           The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insur-
           ance contracts or booklets. The information has been compiled into summary form to outline
           the benefits offered by your company. If this benefit guide does not address your specific ben-
           efit questions, please refer to the Contact Information page of this booklet. The contact page
           will provide you with the information you need to contact the specific insurance carriers and/or
           Human Resources Department for additional assistance. The information provided in this sum-
           mary  is  for  comparative  purposes  only.  Actual  claims paid are  subject to  the  specific terms
           and conditions of each policy contract. This benefit guide does not constitute SBC’s, policy or
           contract.




           Who is Eligible?

           If you are a full-time employee, working a minimum of 30 hours you are eligible to enroll in the
           benefits described in this guide. New employees are eligible on the first of the month following
           60 calendar days of employment. The following family members are eligible for medical, dental,
           and vision benefits: spouses and  dependent children (see benefit page for age requirements).



           When to Enroll
           All  employees  are  required  to  complete  the  New  Hire
           Enrollment at new hire and once a year during the Annual
           Open Enrollment.
           Open enrollment is in December for January 1st. New hire
           enrollment forms are due to Human Resources within the
           first 60 days of employment.

           Can I make changes during the plan year?
           Yes, you have HIPAA Special Enrollment Rights. To review these
           rights, please refer to page 13.





                                          LAW TO HAVE HEALTH INSURANCE

                                          Individuals  are  still  required  to  have  medical  unless  you  have  qualified
                                          waivers  as  mandated  by  current  law.  The  penalty  for  not  having
                                          coverage ends January 1, 2019.


              Please note that all medical plans offered by Letterpress Graphics, Inc. exceed the
             minimum value standard for health coverage according to the Affordable Care Act.


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