Page 3 - Tritrax 2024/2025 Benefit Guide

Important Information

The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. The information has been compiled into summary form to outline the benefits
offered by your company. If this benefit guide does not address your specific benefit questions,
please refer to the Contact Information page of this booklet. The contact page will provide you
with the information you need to contact the specific insurance carriers and/or Human Resources
Department for additional assistance. The information provided in this summary is for comparative
purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
contract. This benefit guide does not constitute SBC’s, policy or contract. Your customized
Employee Navigator Portal includes plan information, summaries, costs, helpful videos, links to car-
rier websites and contact information on page 22. Please see the Employee Navigator login
instructions on pages 20-21 to access this information.

Who is Eligible?

If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll
in the benefits described in this guide. New employees are eligible on the first of the month
following 60 calendar days of employment. The following family members are eligible for medical,
dental, and vision benefits: spouses and dependent children (see benefit page for age
requirements).

When to Enroll

All employees are required to complete the New Hire online Enrollment
at new hire and once a year during the Annual Open Enrollment.
Open enrollment is in August for a September 1st effective date. New
hire enrollment login and password will be provided by Lauren Vielma
with login instructions on pages 20-21.

Can I make changes during the plan year?

Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 30 or the Library
section of your Benefit Website.

LAW TO HAVE HEALTH INSURANCE or PAY!
Individuals are still required to have medical unless you have qualified
waivers as mandated by current law. The penalty fine for not having cover-
age ended January 1, 2019.

Please note that all medical plans offered by TriTrax Rehabilitation exceed the minimum
value standards for health coverage according to the Affordable Care Act.

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