Page 2 - Pump Down Specialist FINAL Benefit Guide 9-1-2024

Our employees are

our most valuable asset.

Pump Down Specialist, LLC is committed to a comprehensive benefit program that helps our employees stay healthy and feel secure while
maintaining a quality work/life balance.

MEDICAL: NEW with United Healthcare (UHC) and will continue to offer a nationwide comprehensive medical plan. Our medical plan includes a
variety of Doctor Copays, Deductibles, and Out of Pocket Maximums. Our NEW UHC Medical plan come with $0 PCP visits for children under age
19 and $0 Virtual Visits for everyone. Pump Down Specialist LLC, covers 100% of the Employees Cost to enroll and you may cover your spouse
and children at an additional cost.

DENTAL: Will continue with Principal and an increased Calendar Year (CY) Maximum of $3,000. Our dental plan provides 100% preventative
services with annual deductible waived. Our Dental plan includes enhanced Endodontic/Periodontic coverage of 80%, implant coverage, and Max
Accumulator, which is a way to potentially increase your annual maximums by up to $2,000. Also, any out -of-network claims are processed at the
90th percentile of U&C, meaning you have flexibility to choose any dentist (In or Out of Network) with minimal impact.

VISION: Will continue with Principal and an improved benefit. New LOWER $10 Copay for exams and materials and a $150 Frame/Contact Lens
allowance with 20% off anything over.

Employer Paid Basic LIFE: Pump Down Specialist, LLC provides ALL Full-Time employees with a 100% Employer Paid life insurance benefit of
$100,000; including matching Accidental Death and Dismemberment (AD&D). Your benefits will reduce to 65% at age 65, and to 50% at age 70.
Benefits terminate at retirement.

VOLUNTARY LIFE and AD&D is offered through Principal Life for employees and dependents. Employees in their NEW HIRE period and NOW
during our 9/1/24 Open Enrollment ALL employees may elect up to the Guaranteed Issue ($100,000 for Employee / $25,000 for Spouse /
$10,000 for Child(ren), with NO health questions asked and Cannot be turned down. Employees currently at GI Limit are still allowed an annual
increases of up to two (2) increments ($10,000 Employee / $5,000 Spouse). Voluntary life insurance includes matching AD&D.

NEW VOLUNTARY ACCIDENT PLAN with Allstate Benefits is a Low Cost, 24 Hour (ON & OFF the Job) comprehensive accident coverage for
fractures, burns, lacerations, hospital, surgical, ER and doctors, accidental death and dismemberment.

NEW VOLUNTARY Critical Illness PLAN with Allstate Benefits provides financial protection by providing a lump sum cash benefit if you’re
diagnosed with life threatening illnesses such as: cancer, heart attack, stroke and many other major illnesses. No Evidence of Insurability required.

For more information 24/7 please see your Employee Benefit Website for all your benefit information needs. Employee Navigator benefit portal
includes your plan information & summaries, costs, carriers contact information, and network provider look up. You can also find helpful (how to)
videos, provider links, and forms.
Please retain a copy of this guide for future reference, including coverage benefits, cost information, and essential contact details provided on
page 24 & 25 Note that this booklet does not function as an ID card or proof of benefits for providers but can assist you with relevant information as
needed. Contact Information on Page 26.

TO ENROLL AND VIEW YOUR BENEFITS PLEASE LOG INTO YOUR EMPLOYEE NAVIGATOR PORTAL

2 Instructions are on Pages 24 & 25