Page 2 - 2025 IFC Roofing Benefit Guide

Our employees are

our most valuable asset.

IFC Roofing is committed to a comprehensive benefit program that helps our employees stay healthy and feel secure while
maintaining a quality work/life balance.

IFC Roofing offers our full-time W-2 and 1099 sales employees three comprehensive Major Medical plans with Blue Cross
Blue Shield. Each of our medical plans offer a variety of Doctor Copays, Calendar Annual Deductibles (CYD), and Out of
Pocket Maximums. Each medical plan comes with comprehensive annual preventative care benefits covered 100% with no
cost along with other Wellness programs for healthier lifestyles.

We offer voluntary Dental and Vision plus Voluntary Life with guaranteed issue up to $75,000 for employees, $35,000 for
spouses and $10,000 children at new hire. Employees have an option to bump up their Voluntary Life at open enrollment
$25,000. Our dental plan offers Unlimited annual benefits for preventative, basic and major services. Orthodontics are in-
cluded too. All full-time W-2 and 1099 sales employees have $25,000 Employer Paid Life/AD&D coverage.

We are continuing to offer dual 24/7 (On-and Off) the JOB Accident plans with Allstate with compressive broken bones,
dislocations, surgeries, hospital coverage, doctor visits and tests (see pages 21-22). Also, Dual Critical Illness plans that
cover, Cancer, Heart attack, Stroke, Bypass Surgeries, (see pages 23-24)to name a few. Children are coverage at NO
cost!

IFC Roofing contributes towards your medical, dental and vision coverage and 100% for employer paid life/AD&D.

For more information 24/7 please see your customized Employee Navigator portal for all your benefit information needs.
Your Employee Navigator benefit portal includes your plan information, summaries, costs, carrier contact information, and
network provider look up. You can also find helpful videos, provider links, and forms.

Please retain a copy of this guide for future reference, including coverage benefits, cost information, and Employee
Navigator Login Instructions on pages 33-34 Note that this booklet does not function as an ID card or proof of benefits for
providers but can assist you with relevant information as needed. Contact Information is on Page 35.
TO ENROLL AND VIEW YOUR BENEFITS PLEASE LOG INTO YOUR EMPLOYEE NAVIGATOR PORTAL.

Instructions are on Pages 33—34.

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