Page 5 - Kirkland Court Benefit Guide 4-1-24a
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Medical Options:


          BCBS of Texas (PPO)



                                  P621CHC (PPO)   G9L1CHC (PPO)   S663CHC (PPO)
            24 Pay Periods                                                   We offer our full-time employees and
                                  Platinum Plan   Gold Plan     Silver Plan   their  eligible  dependents  coverage.
        Employee Only              $   350.00    $   275.00      $200.00     Children  can  join  or  remain  on  a
        Employee + Spouse          $   800.00    $   625.00      $500.00     parent’s  medical  plan  until  age  26.
                                                                             When  a  child  turns  26,  they  will  lose
        Employee + Child(ren)      $   800.00    $   625.00      $500.00
                                                                             medical coverage on the last day of
        Employee + Family          $1,250.00     $1,025.00       $800.00

             Brief Member                        PLATINUM                              GOLD                                             SILVER
                                                  P621CHC                     G9L1CHC                   S663CHC
         In-Network Summary                   IN-NETWORK ONLY             IN-NETWORK ONLY           IN-NETWORK ONLY
       Network                                  Blue Choice PPO             Blue Choice PPO           Blue Choice PPO

       (CYD) Calendar Year Deductible                 Individual: $1,250    Individual: $2,000        Individual: $3,000
       (Jan .1st to Dec. 31st)                  Family: $3,750               Family: $6,000            Family: $9,000
       Coinsurance                               Carrier: 100%               Carrier: 80%               Carrier 70%
       (After CYD Calendar Year Deductible)        Member: 0%                 Member: 20%              Member: 30%

       Annual (OOP) Out of Pocket Maxi-        Individual: $1,250           Individual: $6,000        Individual: $9,000
       mum                                      Family: $3,750              Family: $17,100            Family $18,000

       (PCP) Primary Care Physician                                   $25 Copay    $30 Copay             $45 Copay


       Specialist Physicians and                 $45 Copay                    $60 Copay                 $90 Copay
       Providers

       Dr. Consultation  - Virtual Visits,        $25 Copay                   $30 Copay                 $45 Copay

       Basic: Lab, X-Rays & Diagnostic       Basic:  Paid 100% after CYD   Basic:  20% after CYD    Basic:  30% after CYD
       Major: Diagnostic & Imaging           Major:  $250 CYD Waived     Major:  $250 CYD Waived    Major:  $250 plus 30% after CYD
       Annual Preventive Care Certain Rx        Covered 100%                          Covered 100%                          Covered 100%
       are covered too, (Page 6)                (No CYD, Co-Ins. Copays)       (No CYD, Co-Ins. Copays)     (No CYD, Co-Ins. Copays)

                                                  $25 Copay                   $75 Copay                                                 $100 Copay
       Urgent Care
                                          (CYD may apply to other services)    (CYD may apply to other services)    (CYD may apply to other services)

       Emergency Room                         $400 Copay after CYD     $300 Copay plus 20% after CYD   $600 Copay plus 30% after CYD

       Hospitalization:                     In Patient: $100 after CYD   In Patient: $100 + 20% after CYD   In Patient: $350 + 30% after CYD
       In Patient/ Outpatient               Outpatient: $150 after CYD   Outpatient: $150 + 20% after CYD   Outpatient: $300 + 30% after CYD
                                            Preferred Pharmacy / Network   Preferred Pharmacy / Network   Preferred Pharmacy / Network
       Prescription Drugs - 31 Day Supply   Generic (Preferred): $0-$10 Copay   Generic (Preferred) $0-$10 Copay   Generic (Preferred) $0-$10 Copay
       Retail                            Generic: (Non-Preferred): $10-$20 Copay    Generic: (Non Preferred) $10-$20 Copay    Generic: (Non Preferred) $10-$20 Copay
       90 Day Supply  Mail Order at 2.5    Brand (Preferred):  $35-$55 Copay    Brand (Preferred):  $50-$70 Copay    Brand (Preferred):  $50-$70 Copay
       Times Retail                       Brand (Non-Preferred): $75-$95 Copay   Brand (Non Preferred): $100-$120 Copay   Brand (Non Preferred): $100-$120 Copay
                                           Specialty (Preferred): $150 Copay   Specialty (Preferred): $150 Copay   Specialty (Preferred): $150 Copay
                                          Specialty (Non-Preferred): $250 Copay   Specialty (Non-Preferred): $250 Copay   Specialty (Non-Preferred): $250 Copay

             NOTE: This is only a brief overview. Please see Benefit Summary and SBC for more details. Please Register and use BCBS Member Services: 800-521-2227


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