Page 14 - Revelations Healthcare - Benefit Guide 2020 R9-20
P. 14

Healthcare2U

         Pan-American




                        How to Access (Non-Emergency) Benefits


         1. For ANY non-emergency health care services – First Call: 800-496-2805

         2. The Triage Operator will direct you to one of the following choices:


                Option One – Direct Primary Care

                       Unlimited doctor visits with a $10 visit fee
                       Unlimited urgent care visits for a $25 fee

            Option Two – In/Out of Network Providers

                       At your option, the plan also provides a $75 Allowance to use in any doctor’s

                           office visit (in or out of network) You have four visits per plan year in addition

                           to the Option One unlimited choices above.


                                                   Helathcare2U                                     an American Life
                                                                                      P
             Outpatient Services
                                                Direct Primary Care                  Panamed Indemnity
          Routine Office Visit            Unlimited $10 Fee Per Visit          $75 Per Visit 4 Times a Year Reimbursement
          Wellness/Preventive             N/A                                  In-Network Only (UHC Plan Has UNLIMITED)
          Emergency                       Urgent Care Center $25 Fee           N/A (Plan 1) $100 Benefit (Plan 2)
                                                                               Emergency Room $2,500 - $100 Ded. Per
          Emergency Accident              Urgent Care Center $25 Fee
                                                                               Accident.
          Telehealth                      Unlimited 24/7/365                   N/A
          Chronic Disease Management      Unlimited $10 Fee Per Visit          $75 Per Visit 4 Times a Year Reimbursement
                                                                               Plan 1 Discount Program
          Prescription Drugs              N/A                                  Plan 2 $25 Generic / $50 Name Brand
                                                                               Limited 2 Days Per Month Each
          COVID 19                        N/A                                  Provides inpatient/outpatient Therapies
          Inpatient Room & Board and Surgi-  N/A                               Limited Plan Benefits
          cal



         In Addition – Once Your Visit is Scheduled

           1. Visit provider and present ID card
           2. Provider files claim (In network doctors will not require payment up front)
           3. PPO Network applies discounts and forwards claim to Pan-American Life (insurance carrier)
           4. If the claim is less than the allowable benefit amount in your plan, you owe nothing
           5. If the claim is more than the allowable benefit amount in your plan, you will owe the balance to the provider




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