Page 2 - 2024 HMMS Benefit Guide

Our employees are our

most valuable asset.

Hanover Medical Management Services, LLC is committed to a comprehensive benefit program
that helps our employees stay healthy and feel secure while maintaining a quality work/life
balance.

Hanover Medical Management Services, LLC is pleased to continue offering 100% Employer Paid
Life Insurance with AD&D and Long-Term Disability (LTD) to all employees. We also offer a wide
variety of voluntary benefits including dental, vision, and employee, spouse or child Voluntary Life
with AD&D. Your medical plans are addressed by each individual company.

During Open Enrollment currently enrolled employees may increase their Employee Voluntary Life
by $10,000 up to the Guaranteed Issue (GI) of $150,000, Spouse Voluntary Life by $5,000 up to Guar-
anteed Issue of $25,000, or Child Voluntary Life up to the $10,000 Guaranteed Issue Max. We are
offering dental and vision plans that are enhanced and low cost. Our Dental plan even includes a
$5,000 annual maximum.

All medical benefits will be managed at a different time. You will receive separate benefit and
enrollment information when open enrollment for your medical insurance begins .

Please retain a copy of this guide in order to review coverage benefits, cost information, and retain
necessary contact information. This booklet will not serve as an ID card or verification of benefits at
a provider’s office, but can provide assistance if needed. For additional contact numbers and
information please refer to page 17. Login instructions may be found on Page 16.

Customized Employee Landing page: employees.benefitzone.com

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