Page 2 - Pump Down Specialist Benefit Guide 9-1-2025

Our employees are

our most valuable asset.

Pump Down Specialist, LLC is committed to a comprehensive benefit program that helps our employees stay healthy and feel secure while
maintaining a quality work/life balance.

MEDICAL: will continue with United Healthcare (UHC) and will continue to offer a nationwide comprehensive medical plan. Our medical plan in-
cludes a variety of Doctor Copays, Deductibles, and Out of Pocket Maximums. Our UHC Medical plan come with $0 PCP visits for children under
age 19 and $0 Virtual Visits for everyone. Pump Down Specialist LLC, covers 100% of the Employees Cost to enroll and you may cover your
spouse and children at an additional cost. Medical Comes with Cash Care $200 for individuals and $500 for families.

DENTAL: our Principal dental includes a Calendar Year (CY) Maximum of $3,000 for each covered member. Dental plan provides preventative
services paid at 100% with annual deductible waived. Dental plan includes enhanced Endodontic/Periodontic coverage of 80%, implant coverage,
and Max Accumulator, which is a way to potentially increase your annual maximums by up to $2,000. Also, any out -of-network claims are pro-
cessed at the 90th percentile of U&C, meaning you have flexibility to choose any dentist (In or Out of Network) with minimal impact.

VISION: Will continue with Principal has $10 Copay for exams and materials and a $150 Frame/Contact Lens allowance with 20% off anything
over.

Employer Paid Basic LIFE: Pump Down Specialist, LLC provides ALL Full-Time employees with a 100% Employer Paid life insurance benefit of
$100,000; including matching Accidental Death and Dismemberment (AD&D). Your benefits will reduce to 65% at age 65, and to 50% at age 70.
Benefits terminate at retirement.

VOLUNTARY LIFE and AD&D is offered through Principal Life for employees and dependents. Employees in their NEW HIRE Guaranteed Issue
($100,000 for Employee / $25,000 for Spouse / $10,000 for Child(ren), with NO health questions asked and Cannot be turned down.
ALL Employees can increase at up to two (2) increments ($10,000 Employee / $5,000 Spouse). With no health questions. Voluntary life insurance
includes matching AD&D.

VOLUNTARY ACCIDENT PLAN with Allstate Benefits is a Low Cost, 24 Hour (ON & OFF the Job) comprehensive accident coverage for
fractures, burns, lacerations, hospital, surgical, ER and doctors, accidental death and dismemberment.

VOLUNTARY Critical Illness PLAN with Allstate Benefits provides financial protection by providing a lump sum cash benefit if you’re diagnosed
with life threatening illnesses such as: cancer, heart attack, stroke and many other major illnesses. No Evidence of Insurability required.

For more information 24/7 please see your Employee Benefit Website for all your benefit information needs. Employee Navigator benefit portal
includes your plan information & summaries, costs, carriers contact information, and network provider look up. You can also find helpful (how to)
videos, provider links, and forms.
Please retain a copy of this guide for future reference, including coverage benefits, cost information, and essential contact details provided on
page 24 & 25 Note that this booklet does not function as an ID card or proof of benefits for providers but can assist you with relevant information as
needed. Contact Information on Page 26.

TO ENROLL AND VIEW YOUR BENEFITS PLEASE LOG INTO YOUR EMPLOYEE NAVIGATOR PORTAL

2 Instructions are on Pages 24 & 25