Page 4 - Wesco Benefit Guide Effective 9-1-2024
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Medical Options:


          BCBS of Texas



                                S9E5ADT       S9E5ADT      G9K5ADT      G9K5ADT
          Effective 9-1-2024     Weekly     Semi-Monthly    Weekly    Semi-Monthly         We offer our full-time
                                  (52)          (24)         (52)         (24)         employees and their eligible
                                                                                         dependents coverage.
        Employee Only            $ 43.48      $ 94.21      $  63.30     $ 137.15      Children can join or remain on
                                                                                       a parent’s medical plan until
        Employee + Spouse       $215.04       $465.91      $254.67      $551.79       age 26.  When a child turns 26,
                                                                                          they will lose medical
        Employee + Child        $215.04       $465.91      $254.67      $551.79        coverage on the last day of
                                                                                            their birth month.
        Employee + Family       $386.59       $837.62      $446.05      $966.44


                    Brief Member                         S9E5ADT (HMO)                   G9K5ADT (HMO)
                                                    Blue Advantage HMO Silver       Blue Advantage HMO Gold
               In-Network Summary                        IN-NETWORK ONLY                  IN-NETWORK ONLY

          Network                                        Blue Advantage  HMO             Blue Advantage  HMO
          (CYD) Calendar Year Deductible                  Individual: $6,000               Individual: $3,000
          (Jan .1st to Dec. 31st)                          Family: $12,000                  Family: $9,000
          Coinsurance                                        Carrier 80%                     Carrier: 80%
          (After CYD Calendar Year Deductible)              Member: 20%                       Member: 20%

                                                          Individual: $8,250               Individual: $8,700
          Annual (OOP) Out of Pocket Maximum
                                                           Family: $16,500                 Family: $17,400
          (PCP) Primary Care Physician
          (Dr. Services Only)                                 $50 Copay                        $0 Copay
                                                             $90 Copay                       $80 Copay
          Specialist Physicians and Providers                      (You must have a  referral from your PCP)  (You must have a referral from your PCP)
          (Dr. Services Only)                     Not needed for (OB/GYN’s)., Urgent Care, Behavioral   Not needed for (OB/GYN’s)., Urgent Care, Behavioral
                                                    health or    use disorder clinicians.    health or    use disorder clinicians.

          Dr. Consultation  - Virtual Visits, See Pg. 7      $50 Copay                        $0 Copay

          Basic: Lab, X-Rays & Diagnostic            Basic:  $150/test + 20% after CYD   Basic:  20% after CYD
          Major: Diagnostic & Imaging               Major:  $200/test + 20% after CYD    Major:  20% after CYD

          Annual Preventive Care Certain Rx are covered too,   Covered 100%                            Covered 100%
          See Page 5                                     (No CYD, Co-Ins. Copays)          (No CYD, Co-Ins. Copays)

                                                                                       $150 co
                                                      $100 copay (Dr. Services Only)                                                        . Services Only)
                                                                                             p
                                                                                              ay
                                                                                                 r
                                                                                                D
                                                                                                (
          Urgent Care
                                                       (CYD apply to other services)    (CYD apply to other services)
          Emergency Room                             $750 Copay plus 20% after CYD          20% after CYD
          Hospitalization:                      In Patient: $350 Copay + 20% after CYD
                                                                                            20% after CYD
          In Patient/ Outpatient                Outpatient: $300 Copay + 20% after CYD
                                                         Tier 1: $0-$10 Copay             Tier 1: $0-$10 Copay
          Prescription Drugs - 31 Day Supply Retail      Tier 2: $10-$20 Copay           Tier 2: $10-$20 Copay
          90 Day Supply  Mail Order at 2.5 Times Retail         Tier 3:  $50-$70 Copay    Tier 3:  $50-$70 Copay
                                                          Tier 4: $100-$120                Tier 4: $100-$120
                                                       Specialty: $150/$250 Copay      Specialty: $150/$250 Copay

          NOTE: This is only a brief overview. Please see Benefit Summary and SBC for more details. Please Register and use BCBS Member Services: 800-521-2227
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