Page 23 - IPsoft 2018 Benefits Guide

FINANCIAL
Long-term
After 180 days
Bene ts end at recovery or at Social Security Normal Retirement Age
3 months; see exclusions and limitations
23
SHORT AND LONG-TERM DISABILITY INSURANCE
Disability Coverage
Illness Bene ts Begin
Bene ts Duration
Pre-existing Conditions
Short-term
Day 8
26 weeks
Not Applicable
Accident Bene ts Begin
Day 1
After 180 days
Bene ts Payable
60% of salary to a maximum of $1,500 weekly
60% of salary to a maximum of $7,500 monthly
Guarantee Issue
$1,500
$7,500
*Bene ts received from First Reliance Standard Disability plans will coordinate and can be reduced by other sources of income, including Worker’s Compensation, disability bene ts paid by NY State statutory STD plans and Social Security disability bene ts. See your booklet-certi cate for complete details.
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