Page 31 - programme book

AM-004
Evaluation of the Degree of Public Risk of Developing Diabetes Type 2 in
Relation to Takaful Policy

Sharifah Fairuz Syed Mohamad 1, a) , Mohd Radzniwan A. Rashid 2, b) , Zurina Kefeli 3, c) , Nurul
Aini Muhamed 3, d) , Azrul Azlan Iskandar Mirza 3, e) , Junaidah Abu Seman 3, f) and Saharuddin
Ahmad 4, g)

1 Faculty of Science and Technology, Universiti Sains Islam Malaysia,
Bandar Baru Nilai, Negeri Sembilan, Malaysia
2 Faculty of Medicine and Health Science, Universiti Sains Islam Malaysia,
Bandar Baru Nilai, Negeri Sembilan, Malaysia
3 Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia,
Bandar Baru Nilai, Negeri Sembilan, Malaysia
4 Department of Family Medicine, Faculty of Medicine, Universiti Kebangsaan Malaysia,

a) Corresponding author: sh.fairuz@usim.edu.my
b)mradzniwan@usim.edu.my
c)zurina@usim.edu.my
d)nurulaini@usim.edu.my
e)aazlan@usim.edu.my
f)junaidah@usim.edu.my
g)saha@ppukm.ukm.edu.my

Abstract. The alarming increase in type 2 diabetes have not only impacted the public with mental
and physical distress but have also increased anxiety and burden on financial aspects in relation to
preventing and treating the disease. This has mostly been a result of increasing health care costs and
unhealthy diet and lack of physical activity on a consistent basis; therefore, causing people to be
unaware of their health status which may have already developed into the early onset of such disease.
This study aims to evaluate the degree of the Malaysian public’s risk in developing diabetes type 2;
and further investigate the relationship of socio-demographic factors in explaining the variation in
risk categories. The study employs both descriptive as well as inferential statistics such as
independent t-tests and multinomial logistic regression in achieving the objectives. Findings from
the sample of 860 Malaysians in the study reveal that almost half of the respondents are in the
intermediate risk category of developing diabetes type 2 where significant differences are found
among gender; while results from the regression portray that, factors such as marital status,
household income, and education levels play significant roles in the willingness to pay for takaful
policy related to diabetes. Finally, the study also provides an evaluation of the degree of risk among
ten respondents to show their degree of risk in terms of probabilities.

Keywords: diabetes type 2, risk factors, socio-demographics, takaful