Page 53 - 2020 Benefit

A Guide to Your Health and Wellness Benefits | 2020

Personal Representatives: You may exercise your rights through a personal representative. Your personal representative will be
required to produce evidence of his/her authority to act on your behalf before that person will be given access to your PHI or
allowed to take any action for you. The Plan retains discretion to deny a personal representative access to your PHI to the extent
permissible under applicable law.

Complaints
If you believe that your privacy rights have been violated, you have the right to express complaints to the Plan and to the Secretary
of the Department of Health and Human Services. Any complaints to the Plan should be made in writing to the contact person
named at the end of this Notice. The Plan encourages you to express any concerns you may have regarding the privacy of your
information. You will not be retaliated against in any way for filing a complaint.

Contact Information
The Plan has designated the person listed below as its contact person for all issues regarding the Plan’s privacy practices and your
privacy rights. You can reach this contact person at:

Michael Trust
Director of Human Resources
Sungevity
27368 Via Industria, Ste 101
Temecula, CA 92590
951-926-1176 x493, email:Michael.trust@sungevity.com
HR@Sungevity.com

Medicare Part D Creditable Coverage Notice

Important Notice from Sungevity About Your Prescription Drug Coverage and Medicare

Please read this notice carefully and keep it where you can find it. This notice has information about your current prescription
drug coverage with Sungevity and about your options under Medicare’s prescription drug coverage. This information can help
you decide whether or not you want to join a Medicare drug plan. If you are considering joining, you should compare your
current coverage, including which drugs are covered at what cost, with the coverage and costs of the plans offering Medicare
prescription drug coverage in your area. Information about where you can get help to make decisions about your prescription
drug coverage is at the end of this notice.

There are two important things you need to know about your current coverage and Medicare’s prescription drug coverage:
1. Medicare prescription drug coverage became available in 2006 to everyone with Medicare. You can get this coverage
if you join a Medicare Prescription Drug Plan or join a Medicare Advantage Plan (like an HMO or PPO) that offers
prescription drug coverage. All Medicare drug plans provide at least a standard level of coverage set by Medicare.
Some plans may also offer more coverage for a higher monthly premium.

2. Sungevity has determined that the prescription drug coverage offered by the Sungevity’s Health and Welfare Benefit
plan is, on average for all plan participants, expected to pay out as much as standard Medicare prescription drug
coverage pays and is therefore considered Creditable Coverage. Because your existing coverage is Creditable
Coverage, you can keep this coverage and not pay a higher premium (a penalty) if you later decide to join a Medicare
drug plan.

When Can You Join A Medicare Drug Plan?
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You can join a Medicare drug plan when you first become eligible for Medicare and each year from October 15 to December 7 .

24 | 2020 Benefit Guide