Page 7 - Welcome to the AAG Team
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Executive Team Profiles (cont.)
        Executive Team Profiles (cont.)
        Executive Team Profiles (cont.)
        Executive Team Profiles (cont.)
        Executive Team Profiles (cont.)
                            RICK LIEBER – Chief Risk Officer
                            RICK LIEBER – Chief Risk Officer
                            As chief risk officer, Rick is responsible for AAG’s enterprise risk functions, including compliance, licensing, exam coordination
                            RICK LIEBER – Chief Risk Officer
                            RICK LIEBER – Chief Risk Officer
                            As chief risk officer, Rick is responsible for AAG’s enterprise risk functions, including compliance, licensing, exam coordination
                            and quality control. His focus is to ensure AAG has an effective risk and control environment that can scale as the company
                            R IC K  L I E BE R   – C h i e f R i s k O ffi c e r
                            As chief risk officer, Rick is responsible for AAG’s enterprise risk functions, including compliance, licensing, exam coordination
                            and quality control. His focus is to ensure AAG has an effective risk and control environment that can scale as the company
                            grows. Before joining AAG in June 2017, Rick was the senior vice president of enterprise risk management for OneWest Bank
                            As chief risk officer, Rick is responsible for AAG’s enterprise risk functions, including compliance, licensing, exam coordination
                            and quality control. His focus is to ensure AAG has an effective risk and control environment that can scale as the company
                            grows. Before joining AAG in June 2017, Rick was the senior vice president of enterprise risk management for OneWest Bank
                            and held similar executive roles for other leading financial institutions. He earned his Bachelor of Arts degree in Economics
                            As chief risk officer, Rick is responsible for AAG’s enterprise risk functions, including compliance, licensing, exam coordination
                            and quality control. His focus is to ensure AAG has an effective risk and control environment that can scale as the company
                            grows. Before joining AAG in June 2017, Rick was the senior vice president of enterprise risk management for OneWest Bank
                            and held similar executive roles for other leading financial institutions. He earned his Bachelor of Arts degree in Economics
                            from UC Santa Barbara and a Master of Business Administration degree from NYU’s Stern School of Business.
                            and quality control. His focus is to ensure AAG has an effective risk and control environment that can scale as the company
                            grows. Before joining AAG in June 2017, Rick was the senior vice president of enterprise risk management for OneWest Bank
                            and held similar executive roles for other leading financial institutions. He earned his Bachelor of Arts degree in Economics
                            from UC Santa Barbara and a Master of Business Administration degree from NYU’s Stern School of Business.
                            grows. Before joining AAG in June 2017, Rick was the senior vice president of enterprise risk management for OneWest Bank
                            and held similar executive roles for other leading financial institutions. He earned his Bachelor of Arts degree in Economics
                            from UC Santa Barbara and a Master of Business Administration degree from NYU’s Stern School of Business.
                            and held similar executive roles for other leading financial institutions. He earned his Bachelor of Arts degree in Economics
                            from UC Santa Barbara and a Master of Business Administration degree from NYU’s Stern School of Business.
                            from UC Santa Barbara and a Master of Business Administration degree from NYU’s Stern School of Business.
                            AUSTEN VERST – Chief Strategy Officer
                            AUSTEN VERST – Chief Strategy Officer
                            As chief strategy officer, Austen is helping AAG create a more objective data-driven business model focused on analytics
                            AUSTEN VERST – Chief Strategy Officer
                            AUSTEN VERST – Chief Strategy Officer
                            As chief strategy officer, Austen is helping AAG create a more objective data-driven business model focused on analytics
                            and metrics to optimize and drive the business. Austen joined AAG in January 2007, making him the company’s second
                            A U S T EN  VER S T   – C h i e f S t r a t e g y O ffi c e r
                            As chief strategy officer, Austen is helping AAG create a more objective data-driven business model focused on analytics
                            and metrics to optimize and drive the business. Austen joined AAG in January 2007, making him the company’s second
                            longest tenured employee. He has directed numerous functional areas within AAG, including sales, marketing, training, IT,
                            As chief strategy officer, Austen is helping AAG create a more objective data-driven business model focused on analytics
                            and metrics to optimize and drive the business. Austen joined AAG in January 2007, making him the company’s second
                            longest tenured employee. He has directed numerous functional areas within AAG, including sales, marketing, training, IT,
                            customer service and business development. Austen holds a degree in industrial engineering from California Polytechnic
                            As chief strategy officer, Austen is helping AAG create a more objective data-driven business model focused on analytics
                            and metrics to optimize and drive the business. Austen joined AAG in January 2007, making him the company’s second
                            longest tenured employee. He has directed numerous functional areas within AAG, including sales, marketing, training, IT,
                            customer service and business development. Austen holds a degree in industrial engineering from California Polytechnic
                            State University, San Luis Obispo.
                            and metrics to optimize and drive the business. Austen joined AAG in January 2007, making him the company’s second
                            longest tenured employee. He has directed numerous functional areas within AAG, including sales, marketing, training, IT,
                            customer service and business development. Austen holds a degree in industrial engineering from California Polytechnic
                            State University, San Luis Obispo.
                            longest tenured employee. He has directed numerous functional areas within AAG, including sales, marketing, training, IT,
                            customer service and business development. Austen holds a degree in industrial engineering from California Polytechnic
                            State University, San Luis Obispo.
                            customer service and business development. Austen holds a degree in industrial engineering from California Polytechnic
                            State University, San Luis Obispo.
                            State University, San Luis Obispo.
                            JULES VOGEL – Chief Legal Officer
                            JULES VOGEL – Chief Legal Officer
                            As chief legal officer, Jules oversees AAG’s legal department, enterprise risk management department and the internal
                            JULES VOGEL – Chief Legal Officer
                            JULES VOGEL – Chief Legal Officer
                            As chief legal officer, Jules oversees AAG’s legal department, enterprise risk management department and the internal
                            audit department. He also leads AAG Residential Services, a California licensed real estate brokerage subsidiary of AAG
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                            J established in August 2017. Before joining AAG in 2016, Jules served on the executive teams at IndyMac, OneWest and its
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                            As chief legal officer, Jules oversees AAG’s legal department, enterprise risk management department and the internal
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                            audit department. He also leads AAG Residential Services, a California licensed real estate brokerage subsidiary of AAG
                            As chief legal officer, Jules oversees AAG’s legal department, enterprise risk management department and the internal
                            audit department. He also leads AAG Residential Services, a California licensed real estate brokerage subsidiary of AAG
                            established in August 2017. Before joining AAG in 2016, Jules served on the executive teams at IndyMac, OneWest and its
                            reverse mortgage servicing division, Financial Freedom. Jules has a Bachelor of Arts degree from Pitzer College in
                            As chief legal officer, Jules oversees AAG’s legal department, enterprise risk management department and the internal
                            audit department. He also leads AAG Residential Services, a California licensed real estate brokerage subsidiary of AAG
                            established in August 2017. Before joining AAG in 2016, Jules served on the executive teams at IndyMac, OneWest and its
                            reverse mortgage servicing division, Financial Freedom. Jules has a Bachelor of Arts degree from Pitzer College in
                            Claremont, California and a Juris Doctor degree from Columbia University, School of Law in New York.
                            audit department. He also leads AAG Residential Services, a California licensed real estate brokerage subsidiary of AAG
                            established in August 2017. Before joining AAG in 2016, Jules served on the executive teams at IndyMac, OneWest and its
                            reverse mortgage servicing division, Financial Freedom. Jules has a Bachelor of Arts degree from Pitzer College in
                            Claremont, California and a Juris Doctor degree from Columbia University, School of Law in New York.
                            established in August 2017. Before joining AAG in 2016, Jules served on the executive teams at IndyMac, OneWest and its
                            reverse mortgage servicing division, Financial Freedom. Jules has a Bachelor of Arts degree from Pitzer College in
                            Claremont, California and a Juris Doctor degree from Columbia University, School of Law in New York.
                            reverse mortgage servicing division, Financial Freedom. Jules has a Bachelor of Arts degree from Pitzer College in
                            Claremont, California and a Juris Doctor degree from Columbia University, School of Law in New York.
                            Claremont, California and a Juris Doctor degree from Columbia University, School of Law in New York.
                            JESSE Q. ALLEN – Executive Vice President, Alternative Distribution
                            JESSE Q. ALLEN – Executive Vice President, Alternative Distribution
                            As executive vice president of alternative distribution, Jesse is accountable for vision, strategy, and execution for AAG’s
                            JESSE Q. ALLEN – Executive Vice President, Alternative Distribution
                            JESSE Q. ALLEN – Executive Vice President, Alternative Distribution
                            As executive vice president of alternative distribution, Jesse is accountable for vision, strategy, and execution for AAG’s
                            national field sales and wholesale mortgage originations business.  Jesse has 30 years of mortgage, consumer, and business
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                            national field sales and wholesale mortgage originations business.  Jesse has 30 years of mortgage, consumer, and business
                            As executive vice president of alternative distribution, Jesse is accountable for vision, strategy, and execution for AAG’s
                            national field sales and wholesale mortgage originations business.  Jesse has 30 years of mortgage, consumer, and business
                            banking experience. Before joining AAG in September 2016, he was SVP of sales enablement and execution for Bank of
                            America’s home loans retail sales division. He also helmed its reverse mortgage platform. Jesse earned his Bachelor of
                            As executive vice president of alternative distribution, Jesse is accountable for vision, strategy, and execution for AAG’s
                            national field sales and wholesale mortgage originations business.  Jesse has 30 years of mortgage, consumer, and business
                            banking experience. Before joining AAG in September 2016, he was SVP of sales enablement and execution for Bank of
                            America’s home loans retail sales division. He also helmed its reverse mortgage platform. Jesse earned his Bachelor of
                            Business Administration from Pace University in New York.
                            national field sales and wholesale mortgage originations business.  Jesse has 30 years of mortgage, consumer, and business
                            banking experience. Before joining AAG in September 2016, he was SVP of sales enablement and execution for Bank of
                            America’s home loans retail sales division. He also helmed its reverse mortgage platform. Jesse earned his Bachelor of
                            Business Administration from Pace University in New York.
                            banking experience. Before joining AAG in September 2016, he was SVP of sales enablement and execution for Bank of
                            America’s home loans retail sales division. He also helmed its reverse mortgage platform. Jesse earned his Bachelor of
                            Business Administration from Pace University in New York.
                            America’s home loans retail sales division. He also helmed its reverse mortgage platform. Jesse earned his Bachelor of
                            Business Administration from Pace University in New York.
                            Business Administration from Pace University in New York.
                            REBECCA PACILLAS – Senior Vice President, Human Resources
                            REBECCA PACILLAS – Senior Vice President, Human Resources
                            As senior vice president of human resources, Rebecca is responsible for the strategic planning, leadership and operational
                            REBECCA PACILLAS – Senior Vice President, Human Resources
                            REBECCA PACILLAS – Senior Vice President, Human Resources
                            As senior vice president of human resources, Rebecca is responsible for the strategic planning, leadership and operational
                            management of all human resources, including talent acquisition, learning & development, benefits, and performance
                            As senior vice president of human resources, Rebecca is responsible for the strategic planning, leadership and operational
                            REBECCA PACILLAS – Senior Vice President, Human Resources
                            management. Rebecca has more than 20 years of human resources experience. Before joining AAG in November 2012,
                            management of all human resources, including talent acquisition, learning & development, benefits, and performance
                            As senior vice president of human resources, Rebecca is responsible for the strategic planning, leadership and operational
                            management of all human resources, including talent acquisition, learning & development, benefits, and performance
                            management. Rebecca has more than 20 years of human resources experience. Before joining AAG in November 2012,
                            she directed the HR function at RMA Land Construction. Rebecca studied human resources management at University of
                            management of all human resources, including talent acquisition, learning & development, benefits, and performance nal
                            As senior vice president of human resources, Rebecca is responsible for the strategic planning, leadership and operatio
                            management. Rebecca has more than 20 years of human resources experience. Before joining AAG in November 2012,
                            California, Riverside.
                            she directed the HR function at RMA Land Construction. Rebecca studied human resources management at University of
                            management of all human resources, including talent acquisition, learning & development, benefits, and performance
                            management. Rebecca has more than 20 years of human resources experience. Before joining AAG in November 2012,
                            she directed the HR function at RMA Land Construction. Rebecca studied human resources management at University of
                            California, Riverside.
                            she directed the HR function at RMA Land Construction. Rebecca studied human resources management at University of
                            management. Rebecca has more than 20 years of human resources experience. Before joining AAG in November 2012,
                            California, Riverside.
                            California, Riverside.
                            she directed the HR function at RMA Land Construction. Rebecca studied human resources management at University of
                            California, Riverside.
                            KIMBERLY SMITH – Senior Vice President, Wholesale
                            KIMBERLY SMITH – Senior Vice President, Wholesale
                            As senior vice president of wholesale lending, Kim is responsible for the production and growth of AAG’s wholesale
                            KIMBERLY SMITH – Senior Vice President, Wholesale
                            KIMBERLY SMITH – Senior Vice President, Wholesale
                            As senior vice president of wholesale lending, Kim is responsible for the production and growth of AAG’s wholesale
                            division. Before joining AAG in January 2013, Kim served as executive vice president of sales at Generation Mortgage.
                            As senior vice president of wholesale lending, Kim is responsible for the production and growth of AAG’s wholesale
                            KIMBERLY SMITH – Senior Vice President, Wholesale
                            division. Before joining AAG in January 2013, Kim served as executive vice president of sales at Generation Mortgage.
                            She began her reverse mortgage career in 2004 with Financial Freedom. Kim earned her Bachelor of Science degree in
                            As senior vice president of wholesale lending, Kim is responsible for the production and growth of AAG’s wholesale
                            division. Before joining AAG in January 2013, Kim served as executive vice president of sales at Generation Mortgage.
                            She began her reverse mortgage career in 2004 with Financial Freedom. Kim earned her Bachelor of Science degree in
                            Business Administration from California State University, San Luis Obispo.
                            As senior vice president of wholesale lending, Kim is responsible for the production and growth of AAG’s wholesale
                            division. Before joining AAG in January 2013, Kim served as executive vice president of sales at Generation Mortgage.
                            She began her reverse mortgage career in 2004 with Financial Freedom. Kim earned her Bachelor of Science degree in
                            Business Administration from California State University, San Luis Obispo.
                            She began her reverse mortgage career in 2004 with Financial Freedom. Kim earned her Bachelor of Science degree in
                            division. Before joining AAG in January 2013, Kim served as executive vice president of sales at Generation Mortgage.
                            Business Administration from California State University, San Luis Obispo.
                            Business Administration from California State University, San Luis Obispo.
                            She began her reverse mortgage career in 2004 with Financial Freedom. Kim earned her Bachelor of Science degree in
                            Business Administration from California State University, San Luis Obispo.
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