Page 7 - Corporate Welcome Brochure

REBECCA PACILLAS – Chief People Officer
As chief people officer, Rebecca is responsible for developing and executing a human resource strategy that supports
business objectives and aligns with AAG’s core values and culture. Rebecca oversees the entire human resource
organization, including talent acquisition, learning and development, benefits, internal communications, and corporate
engagement. She joined AAG in 2012, having more than 20 years of experience directing HR teams and performance
management processes. Previous roles include vice president of human resources for TOMRA North America and director
of human resources at RMA Land Construction and eNexi Holdings. Rebecca studied human resources management at
University of California, Riverside.

RICK LIEBER – Chief Risk Officer
As chief risk officer, Rick is responsible for AAG’s enterprise risk functions, including compliance, licensing, exam coordination,
and quality control. His focus is to ensure AAG has an effective risk and control environment that can scale as the company
grows. Before joining AAG in June 2017, Rick was the senior vice president of enterprise risk management for OneWest Bank
and held similar executive roles for other leading financial institutions. He earned his Bachelor of Arts degree in economics
from UC Santa Barbara and a MBA degree from the NYU Stern School of Business.

KIMBERLY SMITH – Senior Vice President, Wholesale
As senior vice president of wholesale lending, Kim is responsible for the production and growth of AAG’s wholesale
division. Before joining AAG in January 2013, Kim served as executive vice president of sales at Generation Mortgage.
She began her reverse mortgage career in 2004 with Financial Freedom. Kim earned her Bachelor of Science degree in
business administration from California State University, San Luis Obispo.

QUINTON CHAPMAN – Senior Vice President, Operations

As senior vice president of operations, Quinton oversees all facets of AAG’s sales channels, including the retail call center,
national field sales division and wholesale division. He is focused on improving processes through innovation to optimize
our operations for future growth. Prior to joining AAG, Quinton served as vice president of operations for Genesis Financial
Solutions. He was vice president and national director of mortgage processing and head of private bank fulfillment at Fifth
Third Bank. Quinton is a graduate of Southern Virginia University with a Bachelor of Arts degree in business administration,
finance, and marketing.

JASON KNISS – Chief Information Officer
As chief information officer, Jason is responsible for the mission-critical technology platforms that support the company’s
business, ensuring the safety and security of its systems and the data that runs on them. Before being named CIO in 2022,
Jason was AAG’s vice president of enterprise IT and information security and was responsible for overseeing the entire
technology infrastructure. Prior to joining AAG in 2013, Jason held senior leadership positions at OneWest Bank, where he
supported strategic initiatives, customer experience, and technology. Jason is a certified telecommunications engineer, and
he studied business analytics at Western Michigan University.

MARINA CORTAZZO – Head of Enterprise Software Solutions
As head of enterprise software solutions, Marina oversees reverse and forward mortgage platforms, custom software
development, Salesforce, enterprise data warehouse, integrations/automation, and solution architecture. Marina joined
AAG in 2021 as vice president of technology solutions providing support and oversight of core application performance.
Before AAG, she led transformational technology initiatives for organizations including DIRECTV, JPMorgan Chase, Bank of
America, and First American Title. Marina earned her Bachelor of Science degree in business administration with a major in
finance from Long Island University, New York.
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