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ATTENTION: HOMEOWNERS 62 AND BETTER!


     Enhance Your Retirement Lifestyle


     A Home Equity Conversion Mortgage (HECM) loan may help:

                                                                                         DISCOVER            YOUR
                                                                                                OPTIONS




     Provide a tax-free     Defer Social       Allow time for     Eliminate monthly
    income supplement     Security benefits   investment recovery*  mortgage payments**

     *Consult with your financial advisor  **Borrower must continue to pay property taxes and homeowners
     insurance, maintain the home, and otherwise comply with the loan terms)
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