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                                                 Image 156_Consumer_Refinance

               Depending on how much equity you have in your home, you may be able to do a cash-out refinance
               allowing you to access extra cash and still save money on your mortgage payment each month. By
               refinancing your existing loan, your total finance charges may be higher over the life of the loan. Learn
               more by scheduling a free consultation today! www.aag.com/legal-information/
               www.nmlsconsumeraccess.org NMLS ID: 9392 [INSERT LO NMLS ID]













                                                 Image 157_Consumer_Refinance
               Have you thought about refinancing? Learn about the options a refinance can provide you today!
               www.aag.com/legal-information/ www.nmlsconsumeraccess.org NMLS ID: 9392 [INSERT LO NMLS ID]













                                                 Image 158_Consumer_Refinance

               Don’t wait before it’s too late, you can refinance your existing loan. Cash-out refinances continue to
               grow in 2021 and made up 27% of all refinances in the third quarter of 2020, according to HSH.com. See
               if refinancing is the right move for you: www.aag.com/legal-information/ www.nmlsconsumeraccess.org
               NMLS ID: 9392 [INSERT LO NMLS ID]
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