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                                                 Image 116_Consumer_Refinance
               Thinking of refinancing? Rates are low! Lower your interest rate, shorten your loan term or take cash out
               with a refinance today! https://aag.expert/AAG160 www.aag.com/legal-information/
               www.nmlsconsumeraccess.org NMLS ID: 9392 [INSERT LO NMLS#]















                                                 Image 117_Consumer_Refinance

               Would you like to lower your monthly mortgage payment? It’s not too late to refinance to a lower
               interest rate! Act now while rates are low: https://aag.expert/AAG161 www.aag.com/legal-information/
               www.nmlsconsumeraccess.org NMLS ID: 9392 [INSERT LO NMLS#]















                                                 Image 118_Consumer_Refinance
               Rates are falling! Don’t miss your chance to save hundreds by refinancing at a lower interest rate.
               Depending on how much equity you have in your home, you may be able to access cash and pay off your
               higher-interest debt and still save money each month. https://aag.expert/AAG162 www.aag.com/legal-
               information/ www.nmlsconsumeraccess.org NMLS ID: 9392 [INSERT LO NMLS#]
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