Page 4 - WSAAG098_WS Booklet
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Tabatha Addison - VP, Wholesale: With a passion for people
                   and over 25 years of experience in leadership, sales, and
                   professional development, Tabatha has traveled the world
                   facilitating, coaching, and delivering training to a variety
          of audiences throughout Europe, Asia Pacific, and Northern America.
          Engagement, alignment, innovation, performance, and trust are at
          the heart of what makes Tabatha Addison shine. Tabatha’s mortgage
          experience began back in 2003 when she was hired to start up the
          wholesale sales and leadership training division for NovaStar Mortgage.
          After establishing an industry-leading training division, which supported
          over 400+ sales professionals, she was promoted to regional vice president
          of sales, taking over the top two divisions in Southern California. Tabatha
          entered the HECM space in 2013, joining AAG to start up the now thriving
          wholesale division.



                   Kimberly Smith - SVP, Wholesale: As senior vice president
                   of wholesale lending, Kim is responsible for the production
                   and growth of AAG’s Wholesale Division. Prior to joining AAG
                   in January 2013, Kim was the executive vice president of sales
          at Generation Mortgage, where she oversaw all sales operations for the
          top five reverse mortgage lenders. Kim began her career in the reverse
          mortgage industry in 2004 working for Financial Freedom, where she was
          quickly promoted to western regional manager of wholesale sales. She
          then went on to serve as senior vice president of wholesale lending for
          One Reverse Mortgage. Kim graduated magna cum laude from California
          Polytechnic State University, San Luis Obispo, with a major in business
          administration and minor in economics.


                   Fraser Tod - VP, Wholesale Strategy: After a career in the
                   reverse mortgage business spanning nine years, Fraser Tod
                   joined the team at AAG in November 2015. Moving to California
                   from England in 2006, Fraser started a career in the mortgage
          business. He soon saw the light and moved to the reverse mortgage
          industry with Financial Freedom in 2007 as a national account executive.
          In 2008 he moved to Liberty/Genworth as a key member in developing
          their wholesale division. He became the wholesale inside sales leader and
          while growing the sales team, he developed new business channels and
          expanded the company’s market share. After several successful years in
          that position, his role expanded to include wholesale production support
          and wholesale strategy, helping to diversify the business. Fraser has an
          MBA from Pepperdine with an emphasis in leadership. He lives in Orange
          County where he has a growing family but still finds some time to play
          soccer and cycle.
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