Page 53 - Exhibit No. 12 System of accrediting validating substituting and determining equivalent courses/subjects
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social awareness, personal internalization and meaningful

                             contribution to nation-building.


                         k.  Foreign/International  Student  Services.  The  university

                             provides assistance to address the needs of foreign students.


                         l.  Scholarships  and  Financial  Assistance  Services  (SFAS).  The
                             University offers several scholarship and assistance programs

                             to  deserving  students.  The  selection  of  grantees  is  in
                             accordance with the policies and guidelines of the university
                             and the sponsoring agencies.


                  The Scholarship Unit of the Office of Student Affairs and Services takes

           charge of processing and monitoring of all scholarships and other grants
           which are classified as:


            A. Merit Scholarship. Exemplary / meritorious scholastic performance of a
               student or by virtue of his impressive talents and skills that contribute to
               the academic community.


                  1.  Entrance  Scholarship.  This  is  given  to  entering  freshmen  who

                      graduated with highest honors with an average grade of 98 to 100%
                      from a public or private high school. It is availed for one semester

                      only.


                  2.  University Scholarship. This is given to a student who obtained a
                      GWA of at least 1.5 at the end of a regular term and who carries at
                      least 15 academic load for the term.


                  3.  College Scholarship. This is given to a student who obtained a GWA

                      of at least 1.75 at the end of a regular term and who carries at least
                      15 academic load for the term.


                  4.  Sports/Athletic Scholarship. This is awarded to athletes who:


                         5.1. Carry a minimum academic load of 15 units;




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