Page 10 - In Support of Our Brokers

Commercial Legal (+/- Contract Work)
This is a legal expenses insurance contract designed to provide advice and representation for your
business and, for some insured incidents, your employees, in legal disputes arising out of your

business activities. We will select an appointed adviser of our choice to deal with your claim.

Where it is necessary to issue legal proceedings or if a conflict of interest arises, you are free to
nominate a legal representative of your choice (other than claims where the insurer is liable to pay
an award of compensation).

Landlord Legal and Rent Guarantee Protection (when selected)
This is a legal expenses insurance contract designed to provide advice and representation for you in

disputes or prosecutions relating to the letting of your property.
The insurer will pay legal costs and expenses and, where applicable, rent arrears, up to the limit of

indemnity for the insured incidents:
Repossession / Rent Protection (when selected at time of purchase) / Rent Recovery / Alternative
accommodation & storage costs / Damage to your property / Nuisance and trespass / Defence of

criminal prosecutions / Contract disputes / Tax Enquiries / Witness Expenses

Cyber Insurance for SME

This insurance provides support following data breaches and cyber-attacks. It gives 24/7 access to an
incident manager who will arrange for access to a curated panel of IT, legal and other cyber response
experts.

Broad, global cover including for breach expenses, 3rd party liability, business interruption,

ransomware, payment card industry (PCI) breaches and data recovery