Page 6 - 20.09.2016 Faktor 309

UTORAK
I 20.9.2016.
6 I
Teme

Različite kamatne stope za stambene kredite SJEDNICA VLADE HNK

Nema zapošljavanja

do kraja ove godine

9ODGD +HUFHJRYDþNR QH RGOXNX R ]DEUDQL ]DSRãOMDYDQMD
UHWYDQVNRJ NDQWRQD +1. GUåDYQLK VOXåEHQLND L QDPMH
XVYRMLOD MH MXþHU 6PMHUQLFH ãWHQLND X PLQLVWDUVWYD L GUXJD
HNRQRPVNH L ¿VNDOQH SROLWLNH WLMHOD XSUDYH WH ]DSRVOHQLND
]D SHULRG RG GR X XVWDQRYDPD L GUXJLP LQVWL
JRGLQH NRMLP VH QDVWRML XVSR WXFLMDPD NRMH VH ILQDQVLUD
VWDYLWL VQDåQLMD YH]D SULRULWH MX L] EXGåHWD +1. NDR L L]
WD YODGLQLK SROLWLND L EXGåHWD YDQEXGåHWVNLK IRQGRYD +1.
]D QDUHGQX JRGLQX .DNR MH X SHULRGX RG RNWREUD GR
VDRSüHQR 6PMHUQLFH VDGUåH GHFHPEUD
VWUDWHãNH FLOMHYH L SULRULWHWH ,VWDNQXWR MH NDNR VH RGOXND
9ODGH JODYQH PDNURHNRQRP QH RGQRVL QD ]DSRãOMDYDQMH X
VNH L SRND]DWHOMH HNRQRPVNH VOXþDMX VPUWL RGODVND X SHQ]L
Zašto su u FBiH VWDYNH GUXãWYHQRJ L SULYUHG LOL X GUXJLP L]X]HWQLP VOXþD
L ¿VNDOQH SROLWLNH WH SUHWSR
MX SUHODVND X GUXJX LQVWLWXFLMX
QRJ UD]YRMD ]D EXGåHWVNX L MHYLPD R þHPX RGOXNX GRQRVL
9ODGD NDR L QD ]DSRãOMDYDQMH
QDUHGQH GYLMH JRGLQH
9ODGD MH UD]PRWULOD ,]YMHãWDM X RVQRYQLP L VUHGQMLP ãNROD
povoljniji krediti WD +1. ]D SURãOX JRGLQX WH OXND 9ODGH R GDYDQMX RYODVWL
PD QD NRMH VH SULPMHQMXMH RG
R ¿QDQVLMVNRM UHYL]LML EXGåH
SULKYDWLOD SUHSRUXNH NRMH MH 0LQLVWDUVWYX SURVYMHWH QDXNH
NXOWXUH L VSRUWD ]D RGREUDYDQMH
GDR 8UHG ]D UHYL]LMX LQVWLWX
FLMD X )%L+ 9ODGD MH XVYRMLOD SULMHPD ]DSRVOHQLND
u odnosu na RS? ISTOČNO SARAJEVO APIK BiH

sjednica
optužnica
Bankarska afera koja je uzdrmala RS, komercijalne banke Potvrđena Danas
dodatno je stavila na oprez, zbog čega su i kamatne stope više za zločine Komisije
2NUXåQL VXG X ,VWRþQRP 6MHGQLFD .RPLVLMH ]D RG
HGDQ RG DUJXPHQD NRML VH X]LPDMX X RE]LU NDGD NDVLUND L] %DQMH /XNH SODüD $IHUD NRMD MH SRJRGLOD 56 6DUDMHYX SRWYUGLR MH RS- OXþLYDQMH R VXNREX LQWHUHVD X
WD NRML RVOLNDYD ORãL VH VDVWDYOMDMX NUHGLWL OD UDWX RNR .0 GRN EL X VD SURSDãüX %REDU %DQNH L WXåQLFX SURWLY 'UDJLãH LQVWLWXFLMDPD YODVWL %L+ ]DND
MX HNRQRPVNX VOLNX X )%L+ SODüDOD .0 %DQNH 6USVNH GRYHOD MH GR 7HãLüD ]ERJ ]ORþLQD SRþL- ]DQD MH ]D GDQDV QDMDYOMHQR
J5HSXEOLFL 6USVNRM X Kriteriji za kredite 3URIHVRU HNRQRPLMH QD 6D SRYHüDQRJ RSUH]D NRPHUFL QMHQLK QDG UDWQLP ]DUR- MH L] 2GMHOMHQMD ]D VXNRE LQ
RGQRVX QD )HGHUDFLMX %RVQH 3ULPMHULFH MHGQD NDVLUND NRMD UDMHYVNRP XQLYHU]LWHWX 6667 MDOQLK EDQDND NRG GDYDQMD EOMHQLFLPD L FLYLOQLP VWD- WHUHVD $JHQFLMH ]D SUHYHQFLMX
L +HUFHJRYLQH VX L YLãH FLMH UDGL X WUJRYDþNRP FHQWUX X %D 0DWHM äLYNRYLü REMDVQLR MH ]D NUHGLWD JUDÿDQLPD QRYQLãWYRP QD SRGUXþMX NRUXSFLMH L NRRUGLQDFLMX ERU
QH KLSRWHNDUQLK NUHGLWD NRMH QMRM /XFL QD KLSRWHNDUQL NUH )DNWRU GD EDQND X]LPD X RE]LU %DQNH VX SURSDOH MHU VH RSüLQH 9ODVHQLFD EH SURWLY NRUXSFLMH $3,.
EDQNH SODVLUDMX VWDQRYQLãWYX GLW RG .0 ]D VWDQ VD YODVWLWR ]DGXåHQMH NUHGLWL QLVX YUDüDOL L WUåLãWH 2NUXåQR WXåLODãWYR X ,VWRþ- %L+ 2YD VMHGQLFD SUYD MH
.RPHUFLMDOQH EDQNH X SURVMH URNRP RWSODWH RG JRGLQD %DQND QRYDF NRML SRVXÿX X 56 X QRVL VD VRERP YHüL QRP 6DUDMHYX WHUHWL 'UD- RG NDGD MH VHSWHPEUD QD
NX QD KLSRWHNDUQH NUHGLWH LPD X SURVMHNX üH SODWLWL JRGLãQMX MH L VDPD PRUD RGQHNXG X]HWL VLVWHPVNL UL]LN 1RUPDOQR JLãX 7HãLüD ]YDQRJ 7HãD GD GXåQRVW VWXSLOR QRYR UXNR
MX RG SROD SD GR MHGDQ SRVWR NDPDWQX VWRSX RG VHGDP SR 7R PRåH ELWL L] GHSR]LWD LOL GD MH GD VX NRPHUFLMDOQH EDQNH MH NUDMHP GHFHPEUD YRGVWYR $JHQFLMH ]D SUHYHQ
YLãX NDPDWQX VWRSX QD JRGLã VWR GRN EL QMHQD NROHJLFD L] SRVXGL RG GUXJH EDQNH 7X VH VDGD RSUH]QLMH NDGD JUDÿDQL JRGLQH V GUXJLP SULSDGQL- FLMX NRUXSFLMH L NRRUGLQDFLMX
QMHP QLYRX X 56 X X RGQRVX WUJRYDþNRJ FHQWUD X 6DUDMH SRVWDYOMD L SLWDQMH FLMHQH NUH PD GDMX NUHGLWH ± ]DNOMXþLR FLPD 9RMVNH 56 D QDQRVLR ERUEH SURWLY NRUXSFLMH %L+
QD )HGHUDFLMX %L+ 8 SULORJ YX SODüDOD NDPDWX SRVWR GLWD 8]LPD VH X RE]LU ERQL MH äLYNRYLü YHOLNH SDWQMH L QHþRYMHþQR 1D SUHGORåHQRP GQHYQRP
RYRM þLQMHQLFL LGH QL] HNRQRP (YLGHQWQD MH L UD]OLND X PMH WHW NOLMHQWD QMHJRYD NUHGLWQD SRVWXSDR SUHPD UDWQLP UHGX QDOD]H VH QDFUWL RGOXNH
VNLK L ¿QDQVLMVNLK SDUDPHWDUD VHþQRM UDWL NUHGLWD SD EL WDNR KLVWRULMD GD OL LPD UHGRYQD Tržišna utakmica ]DUREOMHQLFLPD L FLYLOLPD R QHSRNUHWDQMX SRVWXSND X
SULPDQMD L NROLNR RQD L]QRVH (NRQRPVNL DQDOLWLþDU =RUDQ ERãQMDþNH QDFLRQDOQRVWL YLãH SUHGPHWD WH QDFUW UMHãH
SITUACIJA NA TRŽIŠTU LPD OL VWDODQ SRVDR LOL VWDODQ 3DYORYLü UHNDR MH ]D )DNWRU NRML VX ELOL ]DWRþHQL X SR- QMD R RYODãWHQMX ]D RWYDUDQMH
EL]QLV ± SUHFL]LUDR MH äLYNRYLü GD VX NDPDWH SORG DQDOL]H PRüQRM ]JUDGL 2SüLQVNRJ L VLJQLUDQMH SRãWH .RPLVLMH L
Sniziti cijene kamata 3UHPD SRGDFLPD $JHQFLMH WUåLãQLK VLWXDFLMD SRQXGH L VXGD X 9ODVHQLFL VWDYOMDQMX SDUDID QD SHþDWH
]D EDQNDUVWYR 56 D ]D SUYL NRQNXUHQFLMH
Zoran Pavlović kaže da su kamate na depozite veoma NYDUWDO JRGLQH RG XNX 8 VYH MH QDUDYQR XPLMHãD
niske i da je cijena EURIBOR-a na svjetskom tržištu ispod SQR SODVLUDQH GYLMH PLOLMDUGH QD L NDONXODFLMD URþQRVWL UDVSR Visoko sudsko i tužilačko vijeće
nule, a da je apsurdno da građani imaju visoke kamatne .0 NUHGLWD JUDÿDQLPD XGLR ORåLYRJ QRYFD .DGD JUDÿDQLQ
stope na kredit. QHNYDOLWHWQLK RGQRVQR WHãNR SRGLJQH NUHGLW NRG EDQNH RQ
- Otkako je uvedena negativna kamatna stopa na depozi- QDSODWLYLK NUHGLWD L]QRVLR MH SUDNWLþQR SRVWDMH GRåLYRWQL
te banaka, nema potrebe da krediti imaju ovako visoke ka- PLOLRQD .0 NOLMHQW EDQNH 7UåLãQD XWDNPL
mate. Vjerovatno je riječ o međusobnom dogovoru banaka äLYNRYLü MH UHNDR GD EDQ FD MH WD NRMD RGOXþXMH NROLNR
i poštivanju nekih zacrtanih nivoa cijena kamata. Kamate NH X]LPDMX X RE]LU L SRVWRWDN YLVRNH üH ELWL NDPDWQH VWRSH
na kredite svakako bi trebale biti niže – smatra Pavlović. XGMHOD NUHGLWD NRML VH QH YUDüDMX SRMDVQLR MH 3DYORYLü
NRG IRUPLUDQMD NDPDWQLK VWRSD K. SILAJDŽIJA

Ministar Džindić s predstavnicima kineske kompanije

U NOVEMBRU UGOVOR O Posjeta pravosudnim

IZGRADNJI TE BANOVIĆI institucijama Italije
8 RNYLUX PHÿXQDURGQH VD
LVNXVWDYD L]PHÿX SUDYRVXÿD
UDGQMH 9LVRNRJ VXGVNRJ L WX %L+ L ,WDOLMH X REODVWL ERUEH
)HGHUDOQL PLQLVWDU HQHUJLMH XþHVQLFL VX L]QLMHOL VSRU %DQRYLüL 9ODGH )%L+ SUHG L]JUDGQML WHUPRHOHNWUDQH %D åLODþNRJ YLMHüD 9679 %L+ L SURWLY RUJDQL]LUDQRJ NULPLQDOD
UXGDUVWYD L LQGXVWULMH 1HUPLQ QLK WDþDND X SUHJRYRULPD L VWDYQLFL &KLQD ([SRUW &UHGLW QRYLüL EXGH SRWSLVDQ QD HNR SUDYRVXGQLK LQVWLWXFLMD X ,WD L WHURUL]PD L GDOMH SULEOLåDYD
'åLQGLü SULPLR MH MXþHU X 6DUD QD NUDMX VH XVDJODVLOL GD MH ]D ,QVXUDQFH &RUSRUDWLRQ 6, QRPVNRP EL]QLV VDPLWX X 5LJL OLML þODQRYL 9679 D SRVMHWLW QMH EK SUDYRVXÿD VWDQGDUGLPD
MHYX SUHGVWDYQLNH NLQHVNH ¿UPH GYLMH SRWUHEQR RGUåDWL GRGDW 12685( L ,QGXVWULDO DQG &R /DWYLMD NRML üH ELWL RGUåDQ üH RG GR VHSWHPEUD HYURSVNLK LQWHJUDFLMD NUR] XQD
'RQJIDQJ (OHFWULF &RUSRUDWLRQ QH VDVWDQNH L XVDJODãDYDQMD PHUFLDO %DQN RI &KLQD ,&%& X QRYHPEUX RYH JRGLQH VD 9LVRNL VDYMHW VXGVWYD ,WDOLMH SUHÿHQMH NOMXþQLK REODVWL SUD
7RNRP VDVWDQND R DNWLYQR X .LQL NRMLPD üH SULVXVWYR 'RJRYRUHQR MH GD üH REMH RSüHQR MH L] )HGHUDOQRJ PL L QDMYLãH SUDYRVXGQH LQVWLWX YRVXGQRJ VLVWHPD QH]DYLVQR
VWLPD QD SURMHNWX L]JUDGQMH YDWL SUHGVWDYQLFL 'RQJIDQJ VWUDQH UDGLWL QD RVWYDULYD QLVWDUVWYD HQHUJLMH UXGDUVWYD FLMH X ,WDOLML VWL H¿NDVQRVWL RGJRYRUQRVWL
WHUPRHOHNWUDQH X %DQRYLüLPD (OHFWULF &RUSRUDWLRQ 508 QMX SUHWSRVWDYNL GD XJRYRU R L LQGXVWULMH &LOM SRVMHWH MH UD]PMHQD L SURIHVLRQDOL]PD