Page 118 - Credit Matrix: The Path to Financial Liberation Red Contract

Hack #13: The Higher Advance Payday Method

**The Strategy: Maximizing Your Payday with Advanced Banking Techniques**

In today’s dynamic financial world, the Higher Advance Payday Method emerges
as a groundbreaking strategy for maximizing cash flow around payday. This
method is ingeniously crafted to leverage the advanced features of certain fintech
banks and services, offering you a substantial boost to your available funds when
you need it most.

**Step-by-Step Guide to Implementing the Method**

1. **Selection of Fintech Banks and Services**: Begin by signing up with a
curated list of fintech banks that offer instant cash advances or overdraft
facilities based on direct deposit histories. The banks recommended for this
method are Cleo, Atlas, Chime, MoneyLion, Varo, and Earnin. Each of these
platforms has unique features that, when combined, can significantly increase
your spending power.

2. **Cleo**: Known for offering up to a $500 advance, Cleo is a great starting
point. This service evaluates your deposit history and spending patterns to
determine your advance limit.

3. **Atlas**: Atlas offers a dynamic credit line that increases based on your
deposit amount. This means the more you deposit, the more credit (usually an
extra $50-$100 or more) you gain, enhancing your financial flexibility.

4. **Chime**: Chime allows overdrafts up to $200 for users with regular direct
deposits, providing a cushion for those end-of-month tight spots.

5. **MoneyLion**: With MoneyLion, users can access cash advances up to $1000
based on their direct deposit history, making it a powerful tool for larger financial
needs.

6. **Varo**: Varo offers cash advances up to $250 or more, again based on your
deposit activity, adding another layer to your financial safety net.

7. **Earnin**: Lastly, Earnin provides cash advances up to $750, making it a
robust option for immediate liquidity.