Page 137 - Credit Matrix: The Path to Financial Liberation Red Contract

### Credit Builder Savings Apps

**Kikoff** -
*Benefits*: Helps to build credit by offering a small credit line for purchases through
its store, reporting to credit bureaus to improve credit scores. Sign up for Kikoff 10$ -
Check out Kikoff to build credit. It starts at the price of a cup of coffee with no credit check, no
interest, and no fees: https://kikoff.com/refer/PNGDQSIP

**Self** -
*Benefits*: Offers credit builder loans and savings programs to improve credit scores
while encouraging savings. Sign up for self- Hey! I'm using Self to build my credit with all 3
credit bureaus. You should too! There's no hard credit pull, and you can open an account in
minutes. Learn more here: https://self.inc/refer/EMGBXRWM

**Cheese** -
*Benefits*: Targets immigrants and people with limited credit history, offering savings
and credit building services. Join Cheese Now, You’re on Your Way to Better Credit!
https://earncheese.app.link/invite?code=NAP49M7R

**Credit Strong** -
*Benefits*: Offers installment loans used specifically for building credit, suitable for
those with no or low credit scores. Sign up for Credit Strong-
https://creditstrong.referralrock.com/l/3NAPHTALI81/

### Loans Apps

**Brigit** -

*Benefits*: Offers cash advances and budgeting tools to help manage finances and
avoid overdraft fees. Sign up for Brigit 9$ get $50 - Hey! Check out this app, Brigit. They
sent cash directly to my bank account! Highly recommend.
https://brigit.app.link/5x1KLROlOhb

**Dave** -
*Benefits*: Provides small cash advances and budgeting assistance, ideal for covering
immediate expenses and avoiding overdraft fees. Hey! For a limited time, Dave is giving
new qualified members $15 to take their first advance up to $500 to spend on anything you
choose. https://dave.com/register?daveTag%3DNaphtali-Bowen%26c%3Dget-15-gift-15