Page 93 - Credit Matrix: The Path to Financial Liberation Red Contract

**Step 3: Utilize a Range of Financial Tools**

Expand your toolkit by utilizing services from multiple companies, such as
Cushion AI, Current, Extra, Grid, Stellar, Grow Credit, Ava, Vola, Money Lion,
Current, and Atlas. Each of these offers unique features that contribute to your
credit-building strategy. By engaging with multiple services and using them
regularly, you increase the frequency of positive reporting to credit bureaus. Even
minimal usage, as long as it's consistent, can significantly amplify the number of
positive marks on your credit report.

**Step 4: Reporting Buy Now, Pay Later Transactions**

One of the more innovative aspects of this strategy involves leveraging Cushion
AI's services to report transactions from buy now, pay later services. These
services, including Afterpay, Affirm, Klarna, Zipay, and others, have become
increasingly popular. However, traditionally, they don't contribute to your credit
history. With Cushion AI's pay card, you can now ensure these transactions are
reported, turning another segment of your financial activity into a credit-building
tool.

**Maximizing Your Strategy Over 12 Months**

The real magic of this hack unfolds over time. By multiplying the increased
reporting frequency over 12 months, you create a dense tapestry of positive
financial behavior on your credit report. This dense reporting can dramatically
accelerate the process of building a robust credit profile.

**Resources and Accessibility**

To make this process as accessible as possible, the back of the book will include
a comprehensive list of resources and direct links for signing up for these
services. This ensures you have all the tools at your fingertips to execute this
strategy effectively.

In summary, Hack #1 is about intelligently using modern financial tools and
technology to turn everyday spending into a consistent stream of positive credit
information. By doing so, you're not just spending; you're strategically building a
stronger credit profile with each transaction. This approach requires diligence
and consistency but promises significant rewards in the form of an enhanced
credit standing.