Page 93 - Credit Matrix: The Path To Financial Liberation Blue Contract
P. 93

**Step 3: Utilize a Range of Financial Tools**


               Expand your toolkit by utilizing services from multiple companies, such as
               Cushion AI, Current, Extra, Grid, Stellar, Grow Credit, Ava, Vola, Money Lion,
               Current, and Atlas. Each of these offers unique features that contribute to your
               credit-building strategy. By engaging with multiple services and using them
               regularly, you increase the frequency of positive reporting to credit bureaus. Even
               minimal usage, as long as it's consistent, can significantly amplify the number of
               positive marks on your credit report.


               **Step 4: Reporting Buy Now, Pay Later Transactions**


               One of the more innovative aspects of this strategy involves leveraging Cushion
               AI's services to report transactions from buy now, pay later services. These
               services, including Afterpay, Affirm, Klarna, Zipay, and others, have become
               increasingly popular. However, traditionally, they don't contribute to your credit
               history. With Cushion AI's pay card, you can now ensure these transactions are
               reported, turning another segment of your financial activity into a credit-building
               tool.


               **Maximizing Your Strategy Over 12 Months**


               The real magic of this hack unfolds over time. By multiplying the increased
               reporting frequency over 12 months, you create a dense tapestry of positive
               financial behavior on your credit report. This dense reporting can dramatically
               accelerate the process of building a robust credit profile.


               **Resources and Accessibility**


               To make this process as accessible as possible, the back of the book will include
               a comprehensive list of resources and direct links for signing up for these
               services. This ensures you have all the tools at your fingertips to execute this
               strategy effectively.


               In summary, Hack #1 is about intelligently using modern financial tools and
               technology to turn everyday spending into a consistent stream of positive credit
               information. By doing so, you're not just spending; you're strategically building a
               stronger credit profile with each transaction. This approach requires diligence
               and consistency but promises significant rewards in the form of an enhanced
               credit standing.
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