Page 54 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

Pros
· No credit check.
· No charges for a late fee.
· No need to link the account.
· Access to VantageScore to track your progress.

Cons

· Reports to two bureaus, Experian and Equifax.
· Money can only be accessed through Kickoffline online stores.

Fingerhut
Have you been denied credit somewhere because your credit did not meet the

requirements? And are you still committed to building your credit? Then Fingerhut
is one of the best options to explore. It offers credit to those with weak credit and
willing to build it and provides a credit line to consumers.

Fingerhut credit account service is operated and controlled by WebBank. It helps
consumers buy their favorite items (things) with flexibility and in installments. The

store has more than 400,000 products that you can select from, and these products
include your favorite brands like Samsung, Dyson KitchenAid, and a lot more.

Note that there are two types of Fingerhut credits: Fingerhut FreshStart Installment
Loan by WebBank and WebBank Fingerhut Advantage Credit Account. The
company’s site claims that consumers who completed their program got an average
point increment of 30 FICO scores.

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