Page 64 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

One of the few drawbacks with Rental Kharma, aside from charging consumers $50
for the processing fee, is that consumers are charged at least a $9 monthly payment
which most of them cannot afford. Also, it does not report to all the three major

credit bureaus. But then you can always refer a friend to get a $25 reward which you
can use to cover up your fee.

Oh, how about getting a discount while paying for the stellar service? Well, use my
discount code "Discount Code: ARISK100" and get yourself a discount.

Perch: The Power of Recurring Expenses to Build Credit
When it comes to building a good credit score, many renters are left in the dust.

That's because rent payments don't typically get reported on your national credit
report unless you pay them through an expensive service or involve your landlord,
which is generally not as feasible for some people who want to make their monthly
payment and move on. But now there's PERCH, a free IOS app that lets you log all
of those pesky rental checks without involving anyone else.

The rent reporting service industry is enormous. Smaller companies like
RentReporters and Rental Kharma have made a living off the fact that landlords are
difficult to get in touch with consistently, but not anymore. Perch has introduced an
app for renters that solves some of these problems without even involving their
landlord. And it's free, too. All you have to do is upload details about your lease and

connect it to their system via bank account info.

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