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There is always the chance of seeing dolphins, manta rays and many of cash Travelers checks in currencies other than US Dollars.
the other large pelagic creatures that inhabit the Caribbean, including CREDIT CARDS - An increasing number of Utila businesses accept
of course, the largest of them all, the whale shark. With the extensive credits cards, VISA being the most widely accepted, followed by Mas-
macro life including seahorse and frog fish, it is a photographer and terCard. Generally speaking American Express is only accepted by
videographers dream. some of the Resorts, but it is a ‘fluid’ situation. Nearly all the Scuba
The south side of Utila consists mainly of shallow fringing reefs, the Dive Shops and Resorts plus the larger Supermarkets and Stores ac-
top of the reef at around 5 meters (15 feet) dropping down to be- cept VISA credit cards. Be warned, that in Honduras VISA is the most
tween 30-40 meters (100-120 feet). The reefs here are a mix of small widely accepted card, followed by MasterCard, with some establish-
walls with good overhangs and many sites with really pretty spur and ments (typically Hotels) also accepting American Express. The best
groove formations. There are also four sea mounds approximately 1-3 and most widely used card is VISA.
miles from the Utila coastline. The tops begin at around 10 meters ATM MACHINES - The first ATM in Utila went into operation on
(33ft) and they drop to the ocean floor. The reefs are stunning with 19-Jul-2005. As at 15-May-2010, there are now 2 ATM machines in
lots of soft coral and the chance of seeing the larger pelagic species. Utila, One at Banco Atlantida and another near the Medical Store.
Dive trips include a wreck dive, drift dives and of course, the ever These machines accept a variety of major credit and debit cards.
popular night dives. Unlimited shore diving is also available from Although more frequent in the months March-April and August-
the beach on some of the best south side dive sites. Roatan and Utila September, the Whale Shark is regularly sighted around the Island
are only a few miles apart geographically but a world of difference. of Utila and unlike dolphins or other fish which tend to school or
The diving is similar but everything else is different. There are lots of travel in pods, are usually solitary. It is not uncommon for 5 or more
Americans on Roatan, the cruise ships dock two times per week and singular Whale Sharks to be sighted in a single day along the northern
everything gets a little crazy during that time. Lodging, food, diving shores of Utila. Being located on the extreme northern margin of the
are all more expensive, yet not any better than Utila. Utila is the over- Honduran shelf and unlike the other Bay Islands which are separated
all best value for your diving dollar. In Roatan, your best value is the from the shelf area by a deep, fault controlled trench, the tropical is-
all-inclusive dive operations. land has shallow banks to the south and a very large bank to the north
CURRENCY - In Utila (as with most of Honduras) U.S. Dollar bank- (between Utila and Glovers Reef off the coast of Belize). Kingfish,
notes can be used in place of the Lempira, with the local stores and dolphin, and several species of swordfish are common in northern
businesses usually giving exchange rates at the same (or sometimes offshore waters, and commercial fishermen indicate that the larg-
better) than the local Honduran banks, and without charging ex- est concentrations of bonito and albacore are to be found within the
change commissions. Hendersons Supermarket still exchanges US southern circular eddy, where they periodically pass within a short
Dollars into Lempiras and vice-versa at about the same rate as the distance of Utila while pursuing shoals of baitfish.
local banks, but without the long wait in the queue. Some of the Scuba
Diving Resorts may accept/cash travelers checks. It is very difficult to