Page 17 - Excelligence 2022 Benefit Guide

Voluntary plans
Accident Insurance
Accidents can happen any time. Allstate Benefits Accident insurance helps you pay for expenses related to unexpected accidents and injuries. Accident insurance pays in addition to your medical plan, and benefits are payable regardless
of any other insurance plans.
The benefit amount is determined by the injury and medical care received and paid in a lump sum amount. No health questions are required, but a pre-existing condition clause may apply.
Critical Illness Insurance
Are you protected if you experience a critical illness? Allstate Benefits Critical Illness insurance offsets your out-of-pocket expenses related to the diagnosis of a critical illness such as a heart attack, coma, kidney failure, or cancer. Critical Illness insurance pays in addition to your medical plan, and benefits are payable regardless of any other insurance plans.
The benefit amount is determined by the type of illness and is paid in a lump sum amount. No health questions are required, but a pre-existing condition clause may apply.
Note: To enroll in this plan, you must be enrolled in a medical plan (any major medical plan, not necessarily an Excelligence medical plan). If you are enrolling in the Critical Illness plan, you will need to submit EOI. Not doing so will result in your enrollment being terminated
Note: The Accidental and Critical Illness Insurance Plans are not sponsored by Excelligence Corporation and are not intended to be subject to ERISA. This means that the company does not endorse this benefit program; it is offered to you merely as a consequence of you employment with Excelligence Learning Corporation. If you elect to participate in this benefit, your contracted relationship will be directly with the benefit carrier, not with Excelligence Learning Corporation.
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