Page 8 - October 2020

New Network and their families, we will maintain the will have more coverage options under
Partnership Coming in 2020 employee contributions for medical, spouse and child dependent life.
2021 dental and vision in 2021.

EHP is establishing a new network part- The biweekly rates you will pay for Elimination Period for
nership with Cigna. This means that in medical, dental and vision plans, plus the Short Term Disability
addition to having access to high quality coverage levels, can be found in the Plan Being Reduced
providers through the Preferred Network Rates section of this newsletter. The elimination period under the short
and the EHP Network, you’ll have access term disability plan is the number of
to providers through this new partnership. No Changes to Dental days you must be disabled before the
You’ll have more options when it comes Plan Designs plan begins to pay benefits. For 2021, the
to choosing where to obtain care. EHP You will continue to have your choice of elimination period will be reduced from
in-network benefits will apply when you two dental plan options through Delta 14 calendar days to 7 calendar days. This
use these providers. enhancement will reduce the amount of
Dental.
time you go without pay or the amount
If you currently use providers in the • Comprehensive Plan of paid time off you need to use to cover
MultiPlan network, EHP will provide you • High Plan the elimination period. This change only
with tools to search for those providers applies to disabilities that begin on or after
or any others in the new network. EHP The major difference between the two Jan. 1, 2021.
will provide details on how to search and plans is that the high plan offers ortho-
access the new network leading up to the dontic benefits. To find a provider, visit Voluntary Benefits
2021 calendar year. deltadentalins.com. Like last year, you will have the option to
purchase additional, voluntary benefits,
New Rules for Specialty No Changes to Vision sometimes called supplemental insurance.
Injectable Drugs Plan Designs These benefits include accident, critical
Specialty injectable drugs, used to treat You will continue to have both in- and illness and hospital indemnity insurance,
chronic or rare conditions like multiple out-of-network coverage options for vision and whole life insurance to supplement
sclerosis, cancer, rheumatoid arthritis and through EHP. Allowances under the your employer-paid term life insurance.
hemophilia, can provide life changing vision plan, after a $10 copay, are: Detailed information on these plans will
treatments. However, these treatments, • Eyeglass frames: $120 be available during the enrollment process.
which are being rapidly developed, are • Single vision lenses: $75
in many cases extraordinarily expensive. • Bifocal lenses: $95
In order to manage the cost and relative • Trifocal lenses: $120
efficacy of treatments when there are alter- • Medically necessary contact lenses: $170 For more
natives, we will require pre-authorization • Elective contact lenses: $100
from CVS. This requirement is handled information on
by your provider and CVS. New Vendor for Group medical, dental and
Life and Disability Plans vision benefits, visit
No Increases to To offer the most cost-effective levels of
Medical, Dental group life and disability coverage, we will EHP.org
and Vision Plan partner with MetLife in 2021 and beyond.
Contributions This means savings for you and savings
For 2021, there will be no increases to for the health system. You will also have
employee medical, dental and vision plan more options to choose from for 2021.
contributions. With the COVID-19 crisis Supplemental life will include coverage
creating financial challenges for employees options up to 7 times base pay, and you

For non-represented employees of Johns Hopkins Bayview Medical Center 3