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BSA Use Case : Financial Services









                              ATM Transaction Approval, ePayment Account Login & Payment Approval,




                              Internet Banking, Mobile Banking, Digital Banking, etc.









                                              Evolution of Financial                                                                                                     As-Is                                                                                                                          To-Be


                                                     Authentication







                                                                                                                                          Bank                                     Auth                             Core                                                 Bank                                           Omni                       Core
                                                                                                                                       Channels                                 Systems                          Banking                                              Channels                                       Channel                    Banking





                                                                                                                            Branch                          1011                                                                                            Branch                         1011
                                                                                                                                                                                                                                                                                           1010
                                                                                                                                                            1010
                                                                 2DA                                                                                        0101                                                                                                                           0101
                                              (Two Device Authentication)                                                                                   000                                                                                                                            000
                                                                                                                                                                                                                                                                                           0110
                                                                                                                                                            0110



                                                                                                                            Internet                                                                                                                        Internet
                                                                                                                            banking                                                                                                                         banking
                                                                                                                                                                                                                                                                                                                         MCA

                                                                                                                                                                                                                                                                                                                  (Multi Channel
                                                                                                                                                                                                                                                                                                                   Architecture)



                                                                 2AA                                                        Mobile                                                                                                                          Mobile
                                                                                                                                                                                                                                                            banking
                                                                                                                            banking
                                                 (Two App Authentication)

                                                                                                                                                                                                                                                                                                                         1AA
                                                                                                                                                                                                                                                                                                                       Secure

                                                                                                                            ATM                                                                                                                             ATM                                                       Gateway











                                                                 1AA                                                        Kiosk                                                                                                                           Kiosk

                                                 (One App Authentication)








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