Page 20 - Zadvertise Magazine July 2018
P. 20

7TH JULY, 2018                                      sales@zadvertise.co.zm

                                                                            Financial
                                                                            fitness –
                                                                            Get into
                                                                            the habit

                                                                            One of the things that people
                                                                                  can do to get into the habit of
                                                                            financial fitness is to get out of debt,
                                                                            possibly forever! Millions of people
                                                                            right now are in debt. It’s frustrating
                                                                            to say the least but it is not the end
                                                                            of the world. No matter how you got
                                                                            into debt, you can make it out

Here are a few                       obtain the very thing we want          •Practise the power of
                                     even before we can afford it.          generosity. Money is a tool and
suggestions that will                Protect yourself from the natural      we have a choice on how to
                                     temptations you feel to squander       use it. If we are centred in selfish
help…                                your resources on short term           values, we will experience some
                                     highs. Delayed gratification is still  lack but if we are centred on
•Change your attitude. First         gratification but only better.         unselfish values more money will
things first, you need to change                                            allow us to be more generous.
how you look at money. This can      •Watch your pace. One of the           Invest in another human being
be the hardest thing to do for the   keys to getting out of debt is         so that they can live a more
reason that most humans don’t        pace. Doing too much too               productive life.
like change. We are comfortable      soon will get you overwhelmed
with where we are right now          and eventually you will give up.          Building a better
but if you are in debt right now,    Start by paying off your debts            relationship with your
changing your attitude will help     from the smallest amount to               finances can be simple
to change your outcome.              the biggest. As you do you will           when you go from
                                     experience an encouraging                 knowing what to do, to
•Deny your impulse. To get on a      sense of success and eventually           actually doing it. Get into
solid financial footing, you have    get debt free.                            the financial game and
to deny your instant gratification                                             build the stamina to stay
impulse. Humanly speaking, we        •Stop accruing more. Make a               out of debt.
live in a culture that teaches       statement; draw a line in the
us to live for the now; I want       sand and say, ‘I will never borrow
something and I want it now! We      again.’
are willing to go into debt just to

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