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Reviewing Your

Title Commitment

The following is provided to help understand the A Buyer should carefully read the Schedule B
Title Commitment, also referred to as a Title Report, documents which further define a Buyer’s use of
which you will receive from Driggs Title Agency. the property.
Upon receipt, you should review the document with
attention to these areas:
REQUIREMENTS: These are items that Driggs
Title Agency needs to eliminate or “Clear” from the
SCHEDULE A: This reflects information provided title in order to provide a clear, unencumbered title
to the Title Department by your Driggs Title Agency to the Buyer. Items that must be cleared include:
Escrow Officer as a result of the purchase contract
and a preliminary search of the public records re- • Payment of property taxes.
garding the Seller. Information provided by the Buy- • Assessments owed of record.
er and/or Realtor, such as the legal description of
the property, sale price, loan amount, lender, name • Any encumbrances (or liens) on the property.
and marital status of Buyer and Seller are reflected.
Be certain the information reflected in Schedule A Often encumbrance items show up because
is correct as this will be reflected in all of your doc- another individual has a name similar to one of
uments, including any lender documents. the parties in the escrow. Driggs Title Agency
may ask for an Identity Statement in order to
SCHEDULE B: “Exceptions” are items which run determine if items that show up are not related
with the land to include Covenants, Conditions and to our parties and can be deleted.
Restrictions (CC&Rs), easements, homeowners as-
sociation (HOA) requirements, mineral rights as RECORDER’S REQUIREMENTS: The County
reserved in patents, leasehold interests and other Recorder’s office that specifies the required size,
items which will remain of record following transfer margins and print size on documents to be recorded.
of the property. They are called “Exceptions” be- If you have any questions, remember an answer
cause the Buyer will receive clear title “Except” the from your Driggs Title Agency Escrow Officer is just
Buyer’s rights to use of the property will be subject a phone call away.
to the CC&Rs, easements for utilities of record and
perhaps others as described in the including of any
lender documents.“Exceptions.”

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