Page 11 - eBook

LESSON 3

SAVE

Let's talk about Saving Money! If you want to do something, you'll figure out a
way to do it. Or you'll complain because you don't want to try; this is the hard
truth. I've seen people with bad credit and no money find who have found ways

of buying a house and ge�ng approved for a mortgage because they had the
will to do it. And I've seen people who have good credit and savings but never

even tried to take the next step in their life, and instead they blame society for
their problems. The bo�om line comes to happiness.

Happiness solves happiness problems. Those of you who are op�mis�c about
your life and your poten�al have the willingness to learn and try. Ge�ng happy

comes with good mental health, medita�ng, exercising, volunteering, personal
development, and so much more. With that in mind, SAVE! Even if it's $20 a
week, that will make a difference; the reason is that saving is about building a

habit. Get into the habit of saving; once it becomes a habit and feels second
nature to you, inves�ng becomes simple. It's a hard truth that drowns people in

their sorrows. I was helping a friend and telling him to save and invest. I've had
many arguments and pep talks, but nothing I said could change him.

He always said some�mes there's no way to save, and you
must spend beyond your means to live as if that was the

only op�on; this goes back to having the right mindset.
When you have the right mindset, you'll discover the
will to want to save. The right mindset is what will

help you save.

Remember, saving is about building a healthy
habit with your money. This will help you invest
the right way!

Sankeethan Ratneswaran – 2021 Copyright 11