Page 20 - eBook

LESSON 8

PRODUCTIVE ASSETS VS

NON-PRODUCTIVE ASSETS`

I know we’ve covered a lot! Everything from paying off debt to buying your first
Bitcoin with an exchange like Kraken! Now let’s talk about produc�ve assets and
non-produc�ve assets. What is a produc�ve asset? A produc�ve asset is an

asset that gives you cash. A non-produc�ve asset is an asset that does not
provide cash flow. I've made a list of examples of assets that are produc�ve and

non-produc�ve.

Non-Produc�ve Produc�ve

GOLD/Bitcoin High interest-paying Crypto Accounts

A stock that doesn't pay dividends (TESLA) Dividend-paying stock (Apple)

A house that you live in and pay the mortgage for A rental property that gives you money monthly

Understanding the difference between non-produc�ve assets and produc�ve
assets is very important. Why? Because most of us will get caught up in

non-produc�ve assets and we forget the most important thing. Holding gold will
not put food on the table. The purpose of non-produc�ve assets is to buy low

and sell high. However, during that �me, it isn't benefi�ng you unless you sell;
whereas produc�ve assets pay you for holding them. If you open up a
high-interest crypto account that pays you 10% interest APY, then you'll have

money coming in monthly. I have provided a referral code for you guys in the
previous lesson to get $20 of free Bitcoin! Now this concept is the same with

dividend stocks and rental proper�es. If you have stocks or crypto, remember to
diversify, and get into produc�ve assets. Inves�ng in stocks and crypto will help
grow your money. Then you can use that money to invest in produc�ve assets!

Because produc�ve assets will help you quit your 9-5 or pursue a passion as you
take the next step in your life. Though this guide is for beginners, it is good to

know that produc�ve assets will help you buy back your �me! Both go hand in
hand and it is important to have both.

Sankeethan Ratneswaran – 2021 Copyright 20