Page 254 - Demo

Notes to financial statements
for the year ended March 31, 2020
specified Assets and Liabilities as at March 31, 2019
1 day
2 days to 7 days
8 days to 14 days
15 days to 30 days
31 days to 2 months
over 2 months upto 3 months
over 3 months upto 6 months
over 6 months upto 12 months
over 1 year upto 3 years
over 3 years upto 5 years
over 5 years
237
1,032,963
2,110,548
3,272,713
6,782,923
7,042,477
16,436,271
31,725,304
27,433,143
2,416,593
7,271,377
-
708,860
976,490
1,108,248
1,364,932
1,037,238
150,138
1,317,458
2,443,567
301,042
5,858,249
15,266,222
75,722
893,485
897,905
3,275,312
4,292,269
11,374,743
8,381,891
20,361,064
24,090,480
98,448
53,089
73,794,408
(` in 000's)
-
-
916,700
-
766,700
916,700
5,475,100
8,762,067
18,558,633
5,765,000
500,000
41,660,900
(` in 000's)
12,864,797 6,152,195 - - - - 12,864,797 - -
- 12,864,797
Maturity Buckets
Loans & Advances
Investments
Deposits
Borrowings
Total 105,524,549
note:
1) the bucketing structure has been revised based on RBI guideline dated March 23, 2016.
2) the Bank is following 30 day month convention for calculation of bucket sizes for AlM.
3) there are no Foreign Currency Assets or liabilities with the Bank as at March 31, 2019
11 eXpoSURe
11.1 exposure to Real estate Sector:
A) direct exposure
i) Residential Mortgages
(of which housing loans eligible for Inclusion in priority sector Advances)
ii) Commercial Real estate
iii) Investments in Mortgage Backed Securities (MBS) and other securitized exposures:
- Residential
- Commercial Real estate
Total (A)
b) Indirect exposure
Fund based and non-fund based exposures on national Housing Bank (nHB) and Housing Finance Companies (HFCs)
Total (b)
Total Real estate exposure (A+b)
Particulars
As at 31/03/2020
As at 31/03/2019
24,729,812
252 | AnnuAl RepoRt 2019-20
18,109,559
-
-
-
-
24,729,812
-
-
-
24,729,812