Page 5 - N.Vadino Full App

Rental Report for NICK VADINO, 6/23/2020 for 2E at Pixel

Risk Models
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 602 Derogatory public record or collection filed
(Applicant) Time since delinquency is too recent or
unknown
Length of time accounts have been
established
Number of accounts with delinquency
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.

Collections
From Equifax
Client Name Date Last Active Orig. Amount Balance
11/2019 4/2019 $50.00 $50.00
(Applicant) Comments
Collection Agency -
MEDICAL

Credit Accounts
From Equifax
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
BANK OF AMERICA 4/2019 5/2020 1 0 0 $115.00
(Applicant) Monthly High Credit Type Comments
Payment
$25.00 $5,858.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 2 0 0 0 0 0
6/ 4/ 2/ 12/ 10/ 8/ 6/
20 20 20 19 19 19 19
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
US DEPT. OF 8/2011 7/2018 $0.00
EDUCATIO Monthly High Credit Type Comments
(Applicant) Payment
$26,716.00 INSTALLMENT
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
8/ 6/ 4/ 2/ 12/ 10/ 8/ 6/ 4/ 2/ 12/ 10/
18 18 18 18 17 17 17 17 17 17 16 16
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
JPMCB - CARD 7/2015 9/2019 $0.00
SERVICE Monthly High Credit Type Comments
(Applicant) Payment
$4,537.00 REVOLVING
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
6/ 4/ 2/ 12/ 10/ 8/ 6/ 4/ 2/ 12/ 10/ 8/
20 20 20 19 19 19 19 19 19 18 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
BARCLAYS BANK 3/2018 9/2018 $0.00
DELAWA Monthly High Credit Type Comments
(Applicant) Payment
$4,397.00 REVOLVING ACCOUNT CLOSED DUE TO INACTIVITY
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
4/ 2/ 12/ 10/ 8/ 6/ 4/ 2/ 12/ 10/ 8/ 6/
20 20 19 19 19 19 19 19 18 18 18 18

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