Page 36 - 3D Application - A.Israel, J.Fiacco, W.Field
P. 36

Rental Report for William H. Field, 7/15/2020 at Pixel
                           500 Walnut St, Unit 2100                   500 WALNUT ST. 2100
                           Philadelphia, PA 19106 - US                PHILADELPHIA, PA 19106 (Applicant)
                                                                      Reported 7/2020

                                                                      1520 MONK RD.
                                                                      GLADWYNE, PA 19035 (Applicant)
                                                                      Reported 7/2020


      Employment           From Application                           From Equifax
      Applicant:           Investment Banking Analyst
                           Goldman Sachs
                           $120,000.00/Yr. Total annual Income:
                           $120,000.00

      Criminal History
      Requested For              Location Searched          Period Searched            Requested    Returned
      William H. Field           Multi-State: AK, AL, AR, AZ, 7/15/2013 - 7/15/2020    7/15/2020    7/15/2020
                                 CA, CO, CT, DE, FL, GA, HI,
                                 IA, ID, IL, IN, KS, KY, LA,
                                 MA, MD, ME, MI, MN, MO,
                                 MS, MT, NC, ND, NE, NH,
                                 NJ, NM, NV, NY, OH, OK,
                                 OR, PA, RI, SC, SD, TN, TX,
                                 UT, VA, VT, WA, WI, WV,
                                 WY
      Results
      No Records Found

      National Sex Offender Registry History
      Requested For                           Date Requested             Date Returned
      William H. Field                        7/15/2020                  7/15/2020
      Results
      No Records Found

      OFAC SDN Search
      Requested For           Results                                                                  Returned
      William H. Field        No records found                                                         7/15/2020

      Risk Models
      From RealPage
      Risk Model Name      Score                                      Score Factors
      RealPage AI Score    816                                        Tradeline scoring
      (Applicant)                                                     Debt-to-income ratio
                                                                      Credit Score
                                                                      Rental Payment History
                           Description
                           RealPage AI Score uses machine-learning and data patterns in credit score, debt/liability types,
                           trade lines, rental payment history, and renter behavior to achieve reduced bad debt. The
                           RealPage AI Score range is between 1 and 1000 (the higher the score, the less risky the
                           consumer).
      From Equifax
      Risk Model Name      Score                                      Score Factors
      FICO (Beacon)        767                                        Amount owed on revolving accounts is too
      (Applicant)                                                     high
                                                                      Number of established accounts
                                                                      Length of time accounts have been
                                                                      established
                                                                      Lack of recent installment loan information
                           Description
                           The FICO score is a widely used risk model that uses credit report data to predict the likelihood
                           of default. It is used most often by banks and credit grantors. The FICO score range is between
                           300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
                           median FICO score was 711.



     *CR109435471*
     William H. Field, 7/15/2020
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