Page 2 - Family Love Letter
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IMPORTANT NOTES






















          This presentation is for informational purposes only and should not be relied upon for tax or legal advise. Please consult your tax and/or legal advisors
          regarding your particular circumstances.


          The “Family Love Letter” is a federally registered trademark of FIT, Inc.


          AXA Equitable Life Insurance Company and its affiliates make no representation or guarantee as to the accuracy, correctness or timeliness of the content
          contained in any of the web sites mentioned in this brochure. John J. Scroggin, AEP, J.D., LL.M and Donna Pagano, CFP are not affiliated with AXA

          Equitable Life Insurance Company or its affiliates.


          This material is designed for informational purposes only. Please be advised that this document is not intended as legal or tax advice. Accordingly, any
          tax information provided in this document is not intended or written to be used and cannot be used, by any taxpayer for the purpose of avoiding
          penalties that may be imposed on the taxpayer. The tax information was written to support the promotion of marketing transaction(s) or matter(s)

          addressed and you should seek advice based on your particular circumstances from an independent tax advisor.


          AXA Equitable Life Insurance Company (NY, NY). Distributors: AXA Advisors, LLC and AXA Distributors, LLC. AXA Equitable, AXA Advisors, and AXA
          Distributors are affiliated companies and do not provide legal or tax advice.


          AXA Distributors, LLC and AXA Advisors, LLC (member FINRA, SIPC)


          1290 Avenue of the Americas, New York, NY 10104 (212) 554-1234






        Equitable                                                                                                                                                                                     The Family Love Letter   2
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