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YEARLY EXPENSES


                                                                     Homeowner's Insurance              $4,291.00

                                                                     Electric                           $6,283.84

                                                                     Grounds Irrigation System          $319.06
                                                                     Seasonal Service
                                                                     Grounds Maintance: Lawn, All  $7,136.14
                                                                     Beds, Spring/Fall Cleanup,
                                                                     Mulch

                                                                     Home Security System               $576.00


                                                                     HVAC Service Contract              $660.00

                                                                     Natural Gas                        $1,653.57

                                                                     Pest Control (Interior/Exterior,  $1,579.35
                                                                     Ticks & Mosquitoes)
                                                                     Sewer Tax                          $651.48

                                                                     Trash Removal                      $503.28

                                                                     Water                              $1,718.30
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