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YOUR SECURITY Login to your Hartford account at
thehartford.com/account-access to view
Disability Plans Long-Term Disability policy information
Download The Hartford in the App Store or
Google Play to view Long-Term Disability
policy information
For information on your
Short-Term Disability policy contact Gray’s
Benefits team.
Disability
Plans
The financial consequences of not being able to work due to a disabling accident or illness can be
devastating. Gray recognizes this risk and is pleased to provide team members with comprehensive
disability benefits at no cost to you.
What is Short-Term Disability? (STD) What is Long-Term Disability (LTD)?
Short-term disability is an insurance benefit that Long-term disability is an insurance benefit that
provides some compensation for non-job-related provides some compensation for non-job-related
injuries or illnesses that render you unable to work injuries or illnesses that render you unable to work
for a limited time period. for a limited time period.
What coverage does Gray provide? What coverage does Gray provide?
Coverage is administered internally and provides you Gray provides team members with long-term
with 60% of earnings for up to 13 weeks. Short-term disability coverage through The Hartford, at no cost
disability begins immediately if you are out of work to you. LTD begins after 90 days and lasts until
due to an accident or on day 8, if due to an illness. normal social security retirement age, if medically
necessary. LTD covers 60% of base earnings, up to
Our short-term disability plan is administered a maximum of $6,000 per month.
by Gray. Contact your Benefits team for more
information.
Gray Benefits 26