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Spencer Bristol
                                                                                  Engineering


                                                                                  A GRAY COMPANY



































                                   T A B L E  O F  C O NTE NT S



                                   Welcome                                             02


                                   Open Enrollment + New Hire Enrollment               08

                                   Your Health                                         14


                                   Your Security                                       24


                                   Voluntary Benefits                                  28


                                   Your Wealth                                         34


                                   Time Off                                            42

                                   Contact Your Providers                              46


                                   Legal Notices                                       50
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