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VOLUNT AR Y BENEFITS
The Hartford
800.523.2233 | thehartford.com
Voluntary Term Life Insurance
Team members can select policies on themselves in increments of $10,000 up to a maximum of $500,000. During
the new hire enrollment window, team members may elect up to the guarantee issue amount of $350,000 for
themselves or $50,000 for a spouse, with no medical questions. Policies are also available for spouses in increments
of $5,000 up to a maximum amount of the team member’s approved policy level.
Policies for dependent children are available in a flat amount of $10,000. Child life insurance does not require a
medical questionnaire; however, the team member must have coverage on themselves to elect dependent coverage.
Voluntary term life insurance rates for the team member and spouse are based on the team member’s age and
increase in years the team member’s age ends in a five (5) or a zero (0).
Increases or newly elected voluntary life insurance (other than at the time of hire) require the team member and/or
spouse to complete the Personal Health Application, which can be obtained from Human Resources.
Fast Facts
Voluntary term life insurance Gray offers this benefit
provides a cash benefit to through The Hartford. To view voluntary term life
beneficiaries upon the death insurance rates, please login to
of the insured. the BenSelect portal.
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