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     LEGAL NOTICES                                                                    Quick Contact Details:
                                                                                                Gray’s Benefits team in the
                                                                                              Human Resources department
                       Important Addendum
                       This book only provides highlights of Gray’s benefit plans. It does not change
                       the terms or the official documents that control them.
                       If there are inconsistencies between this book and the official plan
                       documents, the plan documents will govern.
                       Gray reserves the right to change, suspend or terminate its benefits
                       program(s) in whole or in part at any time for any reason.
                                                                                                  Gray Benefits  68





