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YOUR SECURITY                                                             Login to your Hartford account at
                                                                                      thehartford.com/account-access to view
            Disability Plans                                                          Long-Term Disability policy information

                                                                                      Download The Hartford in the App Store or
                                                                                      Google Play to view Long-Term Disability
                                                                                      policy information
                                                                                      For information on your
                                                                                      Short-Term Disability policy contact Gray’s
                                                                                      Benefits team.







            Disability



            Plans






            The financial consequences of not being able to work due to a disabling accident or illness can be
            devastating. Gray recognizes this risk and is pleased to provide team members with comprehensive

            disability benefits at no cost to you.





            What is Short-Term Disability? (STD)                    What is Long-Term Disability (LTD)?


            Short-term disability is an insurance benefit that      Long-term disability is an insurance benefit that
            provides some compensation for non-job-related          provides some compensation for non-job-related
            injuries or illnesses that render you unable to work    injuries or illnesses that render you unable to work
            for a limited time period.                              for a limited time period.


            What coverage does Gray provide?                        What coverage does Gray provide?

            Coverage is administered internally and provides you    Gray provides team members with long-term
            with 60% of earnings for up to 13 weeks. Short-term     disability coverage through The Hartford, at no cost
            disability begins immediately if you are out of work    to you. LTD begins after 90 days and lasts until
            due to an accident or on day 8, if due to an illness.   normal social security retirement age, if medically
                                                                    necessary. LTD covers 60% of base earnings, up to
            Our short-term disability plan is administered          a maximum of $6,000 per month.
            by Gray. Contact your Benefits team for more
            information.













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