Page 3 - Letters of Reference

December 15, 2021

Thank you Janet for shepherding us through

this process. It was stressful at times, but you

helped us understand the issues at every

stage. It has been a pleasure to work with

both of you on each of these transactions, and

we look forward to making the transition from

Orchard to Grant over the next two months.

Best regards,

Michael P. Walsh