Page 91 - Letters of Reference
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Congratulations for ending 2013 with


                                 $50 Million in Real Estate Sales!




         From: CHRIS SCHENK
         Date: January 15, 2014, 7:20:19 PM CST
         To: JANET OWEN

         WOW!  Heartfelt congratulations, Janet!  We cannot think of anyone more deserving of success in the real
         estate business.
         Karen and I are both very happy for you (and Rodger, too).  While hard to surpass such success, we hope
         you can in 2014 (and remember, in the big picture, a second or third best ever year is also noteworthy!)
         Best Regards,
         Chris
         ____________________________________________________

         From: Lori Krebs
         Date: January 15, 2014, 9:45:20 PM CST
         To: JANET OWEN

         Congratulations Janet!

         ____________________________________________________

         From: Vern Broders
         Date: January 15, 2014, 3:55:19 PM CST
         To: JANET OWEN

         You are a star! Congrats!

         Vern Broders
         ____________________________________________________

         From: Kate Donaldson
         Date: January 15, 2014, 3:28:12 PM CST
         To: JANET OWEN

         Hi Janet,
         What an impressive press release!  Congratulations on a very successful year.
         Best, Kate
         ____________________________________________________

         From: "Harrington, Francia"
         Date: January 15, 2014, 2:46:25 PM CST
         To: JANET OWEN <jowen@rubloff.com>
         Cc: Vern Broders

         Congratulations, Janet!  We are thrilled for you.

         Francia E. Harrington, Senior Vice President, Director Civic Affairs| JPMorgan Chase
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