Page 3 - Staying Well and Feeling Good - Q4 2021

The Annual Notice of Change
Every Medicare Advantage (Part C) member will receive an Annual Notice of Change document — this letter outlines all the changes that will impact their care in the new year if they stay with their current plan. It should arrive no later than September
30. Review it together and consider the following:
• Is the member paying so much for prescription drugs that they worry about the cost?
• Are their copays so costly that they avoid seeing the doctor?
• Are they uncomfortable or anxious about the monthly premium?
• Are they receiving charges they don’t understand?
• Are they being blocked from accessing therapies or tests that their doctors think would be beneficial?
If the answers to any of those questions are “yes,” it’s time to consider switching plans.
How to Choose a New Plan
If you and your loved one decide it’s time
to make a change, there are resources and tools available that make comparing health plans easy. You can find detailed information about all available plans and their benefits, and you can check to see whether specific providers or prescription drugs are covered under the plan before enrolling.
There are also experts available to help talk you through all the options your loved ones will have for next year’s Medicare coverage, such as whether their doctors and hospitals are in network, how much their prescriptions will cost, and what additional benefits they’ll be eligible for.
Choosing the right plan will make all the difference for your loved one’s health and happiness, and it just might make caregiving a little easier on you, too.
Helpful Resources
• Go to a local Independence Blue Cross seminar — you can call or register online.
• Meet with a licensed sales agent who can come to your home for a one-on-one consultation.
• Call us toll free at 1-877-393-6733 with any questions.
• Use the Medicare.gov Plan Finder. • Contact Medicare directly.
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