Page 4 - 2021-blue-solutions-small-group-renewal-guide

Quick guide to your total benefits solution
Our ACA-compliant health plans help empower members to stay healthier and save money on their health care. Take a look at what’s included in every Blue Solutions plan.
Health plans
• 39 health plans
• PPO, EPO, Direct POS, and HMO options
• Copay, coinsurance/deductible, copay/deductible, and high deductible health plans
• Site-of-service benefits included in certain health plans1
• Expanded virtual care options featuring a $0 cost-share Spending accounts
• HSAs and HRA available with eligible plans
Prescription drug
• All health plans include prescription drug coverage
• Preferred Pharmacy network includes Walgreens
retail pharmacies
• All health plans include $3 low-cost generics2
• A 90-day supply of maintenance medications is available at Walgreens pharmacies at the same cost-share amount as the mail-order benefit
Add more benefits to your health plans
Adult and pediatric vision
• All health plans include adult and pediatric vision benefits
• In-network access to Glasses.com and 1800Contacts.com
• Enhanced frame allowance available at Visionworks Pediatric dental
• All health plans include pediatric dental benefits for dependents up to age 19
• Pediatric dental benefits provide 100 percent coverage for in-network dental exams and cleanings once every six months
The College Tuition Benefit® and GradFin
• Both included at no cost
• The College Tuition Benefit allows subscribers to earn Tuition Rewards® points to help pay for higher education for eligible family members
• GradFin’s solutions help employees and their families with student loans through 1-on-1 consultations and refinancing services
You can purchase the following benefits to add to your Blue Solutions health plan for a holistic approach to helping your employees manage their health and wealth:
• United Concordia dental plans: Affordable standalone family and adult dental plan options, administered by United Concordia Companies Inc., encourage prevention, early diagnosis, and treatment of conditions before they become costly issues.
• Guardian® supplemental insurance: Life, disability, accident, critical illness, cancer, and hospital indemnity coverage provides employees with financial safety and security in case of unexpected illness or injury.
• International health solutions through Blue Cross Global: Flexible solutions for short-term business travel and long-term expatriate assignments, providing access to one of the largest care networks in the world.
Learn more about these added benefits beginning on page 14.
1. The Preventive Plus colonoscopy benefit is included in all health plans.
2. For HSA-qualified and HRA plans, members will need to meet their plan’s deductible to receive $3 low-cost generics. The PPO Bronze HSA-0 $7,000/100% plan will continue to apply 0% after deductible to all generic drugs.
3